5 Spruce St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 5 Spruce St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 1900
Lot Size0.179 acres (7,819 sqft)
Owner2 Individual Names on Record
Last Sale$278,500 (Jan 2004)
Tax Bill$8,856 (2025)
Deeds & MortgagesNov 2025 Line of Credit
May 2020 Refinance
Flood ZoneZone X (minimal risk)
APN59803

Property Details

APN / Parcel Number

Primary APN59803
Alternative APN
  • WAKE M:000030 B:0059 P:000A99

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,856 sqft Living Area
Gross Area3,232 sqft
Basement Area928 sqft
Unfinished Basement928 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,819 sqft (0.179 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number59803
Street Address5 SPRUCE ST
CityWAKEFIELD
StateMA
Zip01880-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionALFRED RUSSELL
Legal Block59
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group2
Census Block2006
Census Tract335302

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 SPRUCE ST, WAKEFIELD, MA 01880-2524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Line of Credit
MASS BAY CREDIT UNION
May 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2004 · Amount on Record
Deed SaleJan 22, 2004 · Amount on Record
Deed Document Number200415522
Deed Book / Page41833 / 202
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address5 SPRUCE ST, WAKEFIELD, MA 01880-2524
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084888-336
DateNov 17, 2025
Book Page84888/336
Instrument140823
Lender
NameMASS BAY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address5 SPRUCE ST, WAKEFIELD, MA 01880-2524
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74679-563
DateMay 15, 2020
Book Page74679/563
Instrument73476
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,856.00 (+8.42%)$780,300 (+7.48%) Land $388,100 Building $392,200$594,890
2024$8,168.00 (+11.45%)$726,000 (+16.2%) Land $361,100 Building $364,900
2023$7,329.00$624,800 Land $337,000 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (1978–2010)
Claims Outside the SFHA1 of 11
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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