5 Spruce St, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 5 Spruce St, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 1870
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$5,924,500 (May 2025)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Aug 2023 Refinance Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:U02 L:041-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:U02 L:041-00`
Alternative APNs	`M:U02 L:041=00` `1315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	5,744 sqft
1st Floor Area	1,392 sqft
Attic	Attic
Attic Area	448 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1315
Street Address	5 SPRUCE ST
City	RICHMOND
State	ME
Zip	04357-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILL
Legal Lot Number	41-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3017
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Richmond Historic District (Additional Documentation) listed 1973 · 13 contributing resources · NRIS 73000146
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Spruce St is owned by a company that bought it in May 2025.

Source: Sagadahoc County and Richmond Town records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	45 AUGUSTA RD, TOPSHAM, ME 04086-5710
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COREVEST AMERICAN FINANCE
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COREVEST AMERICAN FINANCE
Mar 7, 2019	Loan Modification, Mortgage · Line of Credit BATH SVGS INSTITUTION
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Jul 24, 2019
Deed Document Number	20252025R-02078
Deed Book / Page	2025 / 2078
Prior Transfer Date	Mar 7, 2025
Prior Transfer Doc	0000002078
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	5 SPRUCE ST, RICHMOND, ME 04357-1419
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003751
Date	Aug 18, 2023
Instrument	2023R-03751

Lender

Name	COREVEST AMERICAN FINANCE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	5 SPRUCE ST, RICHMOND, ME 04357-1419
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004871
Date	Jun 9, 2021
Instrument	2021R-04871

Lender

Name	COREVEST AMERICAN FINANCE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND ME
Property Address	5 SPRUCE ST, RICHMOND, ME 04357-1419
Document Number	0000001484
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SPRUCE ST RICHMOND ME 043571419, RICHMOND, ME 04357-1419

Mortgage

Document Number	0000001484
Date	Mar 15, 2019
Instrument	1484

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	5 SPRUCE ST, RICHMOND, ME 04357-1419
Document Number	0000004577
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SPRUCE ST RICHMOND ME 043571419, RICHMOND, ME 04357-1419

Mortgage

Document Number	0000004577
Date	Jul 12, 2018
Instrument	4577

Lender

Name	BATH SVGS INSTITUTION
Address	BRUNSWICK, ME 04011

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 11, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5 Spruce St was $5,617, up 48.8% from the year before.

Source: Sagadahoc County and Richmond Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,617.00 (+48.83%)	$501,500 (+213.63%) Land $76,300 Building $425,200
2024	$3,774.00	$159,900 Land $40,800 Building $119,100
2022	$3,126.00	$159,900 Land $40,800 Building $119,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Spruce St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1980–1984)
Most Recent Claim	Jun 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES DISTRICT serves 1,492 people · EPA ID ME0091370
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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