Passaic County and Passaic City property record for 5 Spruce St, Passaic, NJ 07055
| Property Type | Duplex |
|---|---|
| Details | 1,520 sqft · built 1928 |
| Lot Size | 0.068 acres (2,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2004) |
| Tax Bill | $9,887 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02185-01-00031 |
| Primary APN | 07-02185-01-00031 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 2,975 sqft (0.068 acres) |
| Lot Dimensions | 119 ft deep x 25 ft wide |
| Old Parcel Number | 0702185A00031 |
|---|---|
| Street Address | 5 SPRUCE ST |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-3113 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Block | 2185 |
| Legal Lot Number | 31 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 175502 |
5 Spruce St, a duplex, is owned and occupied by an individual who bought it in March 2004.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 SPRUCE ST, PASSAIC, NJ 07055-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2004 · Amount on File |
| Deed Sale | Mar 31, 2004 · Amount on File |
| Prior Sale | Mar 28, 2002 · Amount on File |
| Deed Book / Page | 757 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 5 SPRUCE ST, PASSAIC, NJ 07055-3113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5 SPRUCE ST, PASSAIC, NJ 07055-3113 |
| Document Number | 0000044785 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | M17270/185 |
| Instrument | 2021044785 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 153 Months |
| Due | Apr 1, 2034 |
The 2025 property tax bill for 5 Spruce St was $9,887, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,200 (-) Land $64,900 Building $167,300 | $232,200 (-) Land $64,900 Building $167,300 | |
| 2025 | $9,887.00 (+3.27%) | $232,200 Land $64,900 Building $167,300 | $232,200 Land $64,900 Building $167,300 |
| 2024 | $9,574.00 | ||
| 2023 | $232,200 Land $64,900 Building $167,300 | $232,200 Land $64,900 Building $167,300 | |
| 2022 | $9,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,057 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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