Putnam County and Putnam Valley Town property record for 5 Spruce St, Lake Peekskill, NY 10537
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,302 sqft · built 1939 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Feb 2026) |
| Tax Bill | $10,719 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372800 91.25-2-45 |
| Primary APN | 372800 91.25-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 99 ft deep x 120 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 42200 |
|---|---|
| Street Address | 5 SPRUCE ST |
| City | LAKE PEEKSKILL |
| State | NY |
| Zip | 10537-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LP |
| Legal Subdivision | LAKE PEEKSKILL SECTION C |
| Legal Block | 2 |
| Legal Lot Number | 45.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PUTNAM VALLEY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10901 |
5 Spruce St is owned by two individuals who bought it in February 2026.
Source: Putnam County and Putnam Valley Town records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 BRUCE AVE, YONKERS, NY 10705-3802 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC |
| Aug 16, 2022 | Intrafamily Transfer, Transfer PREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD |
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit MAHOPAC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on File |
| Deed Sale | Feb 26, 2026 · Amount on File |
| Prior Sale | Nov 23, 2012 · Amount on File |
| Deed Document Number | 20261443 |
| Deed Book / Page | 2434 / 212 |
| Prior Transfer Date | May 11, 2022 |
| Prior Transfer Doc | 0022840246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Feb 26, 2026 |
| Property Address | 5 SPRUCE KNLS, PUTNAM VALLEY, NY 10579-2038 |
| Document Number | 0024340212 |
| Book / Page | 2434 / 212 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 1443-2026 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 SPRUCE ST, LAKE PEEKSKILL, NY 10537-1520 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 68 BRUCE AVE, YONKERS, NY 10705-3802 |
| Document Number | 0008079220 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 8079/220 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 16, 2022 |
| Property Address | 5 SPRUCE KNLS, PUTNAM VALLEY, NY 10579-2038 |
| Document Number | 0022840246 |
| Book / Page | 2284 / 246 |
| Map Reference | MAP 185B |
| Instrument Date | May 11, 2022 |
| Instrument | 7381-2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | PREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 SPRUCE ST, 5, LAKE PEEKSKILL, NY 10537-1520 |
| Name | Verified Name |
|---|---|
| Address | 5 SPRUCE ST, LAKE PEEKSKILL, NY 10537-1520 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 5 SPRUCE KNLS, PUTNAM VALLEY, NY 10579-2038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070570082 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 7057/82 |
| Instrument | 2564-2020 |
| Name | MAHOPAC BANK |
|---|---|
| Type | Bank |
| Address | PUTNAM VALLEY, NY 10579 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Putnam Valley Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Putnam Valley Town |
| Unified School District | Putnam Valley Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372,100 (-) Land $99,500 Building $272,600 | $379,694 (+2.04%) | |
| 2024 | $10,719.00 (+2.33%) | $372,100 (+7.08%) Land $99,500 Building $272,600 | $372,100 (+7.08%) Land $99,500 Building $272,600 |
| 2023 | $10,475.00 Homeowner's exemption Senior Citizen's exemption | $347,500 (+11.99%) Land $93,800 Building $253,700 | $347,500 (+11.99%) Land $93,800 Building $253,700 |
| 2022 | $310,300 Land $63,500 Building $246,800 | $310,300 Land $63,500 Building $246,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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