5 Spruce Ln, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 5 Spruce Ln, Naples, ME 04055

Property Summary

Details	1,022 sqft
Lot Size	2.15 acres (93,654 sqft)
Owner	Trust Name on Record
Last Sale	$461,000 (Aug 2020)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R06 L:0010 S:0039`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R06 L:0010 S:0039`
Alternative APN	`476`

Interior

Building Area	1,022 sqft Total Area

Exterior

Lot Area	93,654 sqft (2.15 acres)

Location & Zoning

Account Number	476
Street Address	5 SPRUCE LN
City	NAPLES
State	ME
Zip	04055-3627
Property Category	Other
Property Type	Unknown
Local Zoning Code	RES
Legal Lot Number	10
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1032
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	6 HOMESTEAD CIR, ANDOVER, MA 01810-4734
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Balloon Mortgage TRUCHOICE FEDERAL CREDIT UNION
Aug 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	202049122
Deed Book / Page	37055 / 302
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	5 SPRUCE LN, NAPLES, ME 04055-3627
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362210310
Date	Dec 2, 2019
Book Page	36221/310
Instrument	62048

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Aug 14, 2020
Property Address	5 SPRUCE LN, NAPLES, ME 04055-3627
Document Number	0370550302
Book / Page	37055 / 302
Instrument Date	Aug 12, 2020
Instrument	49122
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HOMESTEAD CIR, ANDOVER, MA 01810-4734

Mortgage

Document Number	49123
Date	Aug 14, 2020
Instrument	49123

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,674.00 (+3.84%)	$491,961 (-) Land $141,900 Building $350,061
2023	$4,501.00 (+10.89%)	$491,961 (-) Land $141,900 Building $350,061
2022	$4,059.00	$491,961 Land $141,900 Building $350,061

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Sebago Fiber & WiFi.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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