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  5. Spruce Dr

5 Spruce Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 5 Spruce Dr, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,263 sqft · built 2004
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Sep 2022)
Tax Bill$2,199 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jun 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR61003800011420000

Property Details

APN / Parcel Number

Primary APNR61003800011420000
Alternative APN
  • 11543012

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area1,263 sqft Living Area

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.139 acres)
PorchOpen Porch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number11543012
Old Parcel NumberR61003800011420000
Street Address5 SPRUCE DR
CityBLUFFTON
StateSC
Zip29910-7942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4116
Legal DescriptionLOT 253 PINE RIDGE S/D PH 3 PB99 P102
Legal SubdivisionPINE RIDGE
Legal Phase3
Legal Lot Number253
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2032
Census Tract2106

Owner

Source: Beaufort County assessment roll, APN R61003800011420000, as of September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5 SPRUCE DR, BLUFFTON, SC 29910-7942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2022Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Jun 26, 2019Grant Deed, Transfer
ATTORNEY ONLY
Oct 22, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Prior SaleJun 26, 2019 · Amount on Record
Deed Document Number2022050450
Deed Book / Page4179 / 1978
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateSep 06, 2022
Property Address5 SPRUCE DR, BLUFFTON, SC 29910-7942
Document Number0000050450
Book / Page4179 / 1978
Map ReferenceMB 99 PG 102
Instrument DateAug 30, 2022
Instrument2022050450
Transaction TypeTransfer
Record UpdatedNov 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$884.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 SPRUCE DR, BLUFFTON, SC 29910-7942

Mortgage

Document Number0000050451
DateSep 06, 2022
Book Page4179/1981
Instrument2022050451
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBEAUFORT SC
Recording DateJun 26, 2019
Property Address5 SPRUCE DR, BLUFFTON, SC 29910-7942
Document Number0000033489
Book / Page003771 / 001188
Instrument DateJun 18, 2019
Instrument33489
Transaction TypeTransfer
Record UpdatedJul 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$388.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 CENTRAL AVE HARDEEVILLE SC 299278302, HARDEEVILLE, SC 29927-8302

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBEAUFORT SC
Recording DateOct 22, 2018
Property Address5 SPRUCE DR, BLUFFTON, SC 29910-7942
Document Number0000057218
Book / Page003709 / 000804
Instrument DateOct 15, 2018
Instrument57218
Transaction TypeForeclosure
Record UpdatedNov 07, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$9.25
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12650 INGENUITY DR ORLANDO FL 328262703, ORLANDO, FL 32826-2703

Tax Assessment & Valuation

Source: Beaufort County assessment roll as of September 13, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,199.00 (-0.05%)$13,050 (+0.02%)
2024$2,200.00 (-60.81%)$13,048 (-) Land $4,000 Building $9,048$326,200 (-) Land $100,000 Building $226,200
2023$5,613.00 (+64.94%)$13,048 (+16.92%) Land $4,000 Building $9,048$326,200 (+75.38%) Land $100,000 Building $226,200
2022$3,403.00$11,160$186,000 Land $40,000 Building $146,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims5 (2016–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 377 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Fiber · Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBJW&SA
serves 164,829 people
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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