5 Spring St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 5 Spring St, Ipswich, MA 01938 · Last verified April 2026

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,296 sqft · built 1890
Lot Size0.26 acres (11,330 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Aug 2003)
Tax Bill$7,726 (2025)
Deeds & MortgagesMar 2022 Refinance
Mar 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNIPSW M:31C B:0124 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:31C B:0124 L:0
Alternative APN
  • 2577

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,296 sqft Living Area
Gross Area3,740 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,330 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2577
Street Address5 SPRING ST
CityIPSWICH
StateMA
Zip01938-1333
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block124
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group3
Census Block3012
Census Tract223100

Owner

Source: Essex County and Ipswich Town records · APN IPSW M:31C B:0124 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 SPRING ST, IPSWICH, MA 01938-1333
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
INSTITUTION FOR SAVINGS NEWBURYPORT
Mar 09, 2022Deed of Trust, Mortgage · Line of Credit
INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 16, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jul 03, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 07, 2020Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2003 · Amount on Record
Deed SaleAug 29, 2003 · Amount on Record
Prior SaleDec 29, 1989 · Amount on Record
Deed Book / Page21657 / 525
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address5 SPRING ST, IPSWICH, MA 01938-1333
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040780-128
DateMar 09, 2022
Book Page40780/128
Instrument20220309003570
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 01, 2032

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address5 SPRING ST, IPSWICH, MA 01938-1333
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040780-147
DateMar 09, 2022
Book Page40780/147
Instrument20220309003580
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address5 SPRING ST, IPSWICH, MA 01938-1333
Transaction TypeMortgage
Record UpdatedSep 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40177-24
DateAug 16, 2021
Book Page40177/24
Instrument20210816000750
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 01, 2046
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address5 SPRING ST, IPSWICH, MA 01938-1333
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36839-393
DateJul 03, 2018
Book Page36839/393
Instrument180703000110
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address5 SPRING ST, IPSWICH, MA 01938-1333
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38247-542
DateFeb 07, 2020
Book Page38247/542
Instrument20200207002150
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Ipswich Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,726.00 (-0.57%)$692,900 (+1.48%) Land $305,000 Building $387,900
2024$7,770.00 (+10.48%)$682,800 (+18.73%) Land $305,000 Building $377,800
2023$7,033.00$575,100 Land $237,200 Building $337,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092231003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimOct 1991, tidal / storm surge, Coastal Storm

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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