5 Spring Orchard Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 5 Spring Orchard Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,351 sqft · built 2001
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Aug 2019)
Tax Bill	$6,081 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T032500214`

Property Details

APN / Parcel Number

Primary APN	`T032500214`
Alternative APN	`2-0126-8931-00-0105.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,351 sqft Living Area
1st Floor Area	2,005 sqft
Basement Area	1,346 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T032500214
Old Parcel Number	T032500214
Street Address	5 SPRING ORCHARD CT
City	O FALLON
State	MO
Zip	63368-7998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ORCHARD #2 LOT 105
Legal Range	03E
Legal Township	46N
Legal Subdivision	SPRING ORCHARD #2
Legal Lot Number	105
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2006
Census Tract	311739

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 SPRING ORCHARD CT, O FALLON, MO 63368-7998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 9, 2017	Warranty Deed, Transfer CALIBER HM LOANS
Apr 14, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	0071151254
Deed Book / Page	7115 / 1254
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 SPRING ORCHARD CT, O FALLON, MO 63368-7998
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020202
Date	Mar 8, 2021
Instrument	2021R-020202

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 1, 2019
Property Address	5 SPRING ORCHARD CT, O FALLON, MO 63368-7998
Document Number	0000397950
Book / Page	7115 / 1254
Map Reference	MB 38 PG 274
Instrument Date	Jul 26, 2019
Instrument	20190801000397950
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3116 PINE CIR, 3116, URBANDALE, IA 50322-4467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SPRING ORCHARD CT, O FALLON, MO 63368-7998

Mortgage

Document Number	0000397960
Date	Aug 1, 2019
Instrument	20190801000397960

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 9, 2017
Property Address	5 SPRING ORCHARD CT, O FALLON, MO 63368-7998
Document Number	0068362411
Book / Page	006836 / 002411
Instrument Date	Nov 6, 2017
Instrument	703200
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 SPRING ORCHARD CT O FALLON MO 633687998, O FALLON, MO 63368-7998

Mortgage

Document Number	68362413
Date	Nov 9, 2017
Book Page	006836/002413
Instrument	703210

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 14, 2017
Property Address	5 SPRING ORCHARD CT, O FALLON, MO 63368-7998
Document Number	0067280052
Book / Page	006728 / 000052
Instrument Date	Mar 23, 2017
Instrument	224640
Transaction Type	Foreclosure
Record Updated	Apr 25, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1909 PARK AVE ST LOUIS MO 631042536, ST LOUIS, MO 63104-2536
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,081.00	$94,999 (+10.11%)	$499,996 (+10.11%) Land $60,002 Building $439,994
2023		$86,279
2022			$454,100 Land $40,002 Building $414,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Nearby Properties on Spring Orchard Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures