5 Spring Lake Pt, Pearl, MS 39208 Property Records

Rankin County property record for 5 Spring Lake Pt, Pearl, MS 39208

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,918 sqft · built 1984
Lot Size	0.096 acres (4,221 sqft)
Owner	Individual Name on File
Last Sale	$179,968 (Oct 2022)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Oct 2022 Refinance Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F08Q000001 00050`

Property Details

APN / Parcel Number

Primary APN	`F08Q000001 00050`
Alternative APN	`14853`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,918 sqft Adjusted Area
1st Floor Area	863 sqft
2nd Floor Area	782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,221 sqft (0.096 acres)
Deck Area	140 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	14853
Street Address	5 SPRING LAKE PT
City	PEARL
State	MS
Zip	39208-6653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 COUNTRY PLACE VILLAGE DB 509 PG 0577 0062386
Legal Range	02E
Legal Township	05N
Legal Section	15
Legal Subdivision	COUNTRY PLACE TOWNHOMES PART 3
Legal Lot Number	5
Jurisdiction	RANKIN MS
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	20703

Owner

5 Spring Lake Pt is owned and occupied by an individual who bought it in October 2022.

Source: Rankin County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 SPRING LAKE PT, PEARL, MS 39208-6653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
Aug 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
Oct 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Deed Book / Page	2022 / 24798
Prior Transfer Date	Sep 23, 2015
Prior Transfer Doc	0000021091
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	5 SPRING LAKE PT, PEARL, MS 39208-6653
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101607
Date	Oct 4, 2022
Book Page	3022/101607

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	5 SPRING LAKE PT, PEARL, MS 39208-6653
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066869
Date	Aug 28, 2024
Book Page	3024/66869

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	5 SPRING LAKE PT, PEARL, MS 39208-6653
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010160
Date	Oct 4, 2022
Book Page	3022/10160

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 4, 2022
Property Address	5 SPRING LAKE PT, PEARL, MS 39208-6653
Document Number	0000024798
Book / Page	2022 / 24798
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SPRING LAKE PT, PEARL, MS 39208-6653

Mortgage

Document Number	0302210160
Date	Oct 4, 2022
Instrument	3022/10160

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5 Spring Lake Pt was $1,569 with exemptions applied, down 38.6% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Pearl City
Unified School District	Pearl Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 (-38.57%) Homeowner's exemption Senior Citizen's exemption	$22,398
2024	$2,554.00		$223,980 Land $65,000 Building $158,980
2023		$19,814
2021			$198,140 Land $65,000 Building $133,140
2019	$2,016.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Spring Lake Pt in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1983–2009)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Spring Lake Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PEARL serves 27,115 people · EPA ID MS0610017
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: NETSPEEDMS.

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