5 Spratt Ave, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie City property record for 5 Spratt Ave, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1945
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2018)
Tax Bill	$8,601 (2025)
Deeds & Mortgages	Aug 2022 Refinance Mar 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6160-24-411999-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6160-24-411999-0000`
Alternative APNs	`130000616000244119990000` `131300 6.160-24-411.999` `429030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,152 sqft
Upper Floors Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	119 ft deep x 90 ft wide
View / Lot	Urban
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	429030
Street Address	5 SPRATT AVE
City	POUGHKEEPSIE
State	NY
Zip	12603-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	0.29 AC (C) 1801 0717 1372 0365
Legal Subdivision	SPRATT PARKVIEW DEV
Legal Block	24
Legal Lot Number	411
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	4
Census Block	4005
Census Tract	221001

Owner

5 Spratt Ave is owned and occupied by an individual who bought it in March 2018.

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5 SPRATT AVE, POUGHKEEPSIE, NY 12603-4616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Mar 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY, LP
Jul 5, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 20, 2017	Trustee's Deed, Foreclosure GREAT COUNTRY TITLE, FRONTIER ABSTRACT & RESEARCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Document Number	20182329
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	0000002329
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	5 SPRATT AVE, POUGHKEEPSIE, NY 12603-4616
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054377
Date	Aug 23, 2022
Instrument	54377

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUTCHESS NY
Recording Date	Mar 29, 2018
Property Address	5 SPRATT AVE, POUGHKEEPSIE, NY 12603-4616
Document Number	0000002329
Instrument Date	Mar 14, 2018
Instrument	000000002329
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 NOSTRAND AVE, BROOKLYN, NY 11210-4055

Mortgage

Document Number	0000002176
Date	Mar 29, 2018
Instrument	000000002176

Lender

Name	CARDINAL FINANCIAL COMPANY, LP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jul 5, 2017
Property Address	5 SPRATT AVE, POUGHKEEPSIE, NY 12603-4616
Document Number	0000004821
Instrument Date	Apr 20, 2017
Instrument	4821
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 AVALON CT HOPEWELL JUNCTION NY 125335429, HOPEWELL JUNCTION, NY 12533-5429

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DUTCHESS NY
Recording Date	Mar 20, 2017
Property Address	5 SPRATT AVE, POUGHKEEPSIE, NY 12603-4616
Document Number	0000001932
Instrument Date	Jan 27, 2017
Instrument	1932
Transaction Type	Foreclosure
Record Updated	Jan 13, 2020
Title Company	GREAT COUNTRY TITLE, FRONTIER ABSTRACT & RESEARCH

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5 Spratt Ave was $8,601.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,601.00	$352,600 Land $59,400 Building $293,200	$352,600 Land $59,400 Building $293,200
2023		$316,400 (+10.01%) Land $59,400 Building $257,000	$316,400 (+10.01%) Land $59,400 Building $257,000
2022		$287,600 Land $54,000 Building $233,600	$287,600 Land $54,000 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Spratt Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Spratt Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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