5 Spencer St, Lyons, NY 14489 Property Records

Wayne County and Lyons Town property record for 5 Spencer St, Lyons, NY 14489

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,714 sqft · built 1870
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Jul 2004)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Apr 2022 Refinance
APN	`1190-00`

Property Details

APN / Parcel Number

Primary APN	`1190-00`
Alternative APN	`542800 71111-10-260740`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,374 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 49.5 ft wide
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1190-00
Street Address	5 SPENCER ST
City	LYONS
State	NY
Zip	14489-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Legal Lot Number	260.740
Jurisdiction	WAYNE NY
Township / Civil Division	LYONS
Census Block Group	1
Census Block	1015
Census Tract	21400

Owner

Source: Wayne County and Lyons Town records · APN 1190-00

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 SPENCER ST, LYONS, NY 14489-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2004 · Amount on Record
Deed Sale	Jul 21, 2004 · Amount on Record
Deed Book / Page	904 / 96284
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	5 SPENCER ST, LYONS, NY 14489-1422
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9315285
Date	Apr 01, 2022
Instrument	R9315285

Lender

Name	RELIANT COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Wayne County and Lyons Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Wayne County
County Subdivision	Lyons Town
Unified School District	Lyons Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00	$85,000 (+142.86%) Land $13,800 Building $71,200	$85,000 (+55.43%) Land $13,800 Building $71,200
2023		$35,000 Land $2,900 Building $32,100	$54,688 Land $4,531 Building $50,157

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Compass Broadband Network Fixed Wireless · not low latency	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 336 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ARCADIA-LYONS CSA private · serves 5,800 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.