Dorchester County property record for 5 Somerset Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,198 sqft · built 1955 |
| Lot Size | 0.309 acres (13,475 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $301,000 (Jan 2022) |
| Tax Bill | $5,734 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-137796 |
| Primary APN | 07-137796 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,198 sqft Total Area |
| Utility Area | 168 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,475 sqft (0.309 acres) |
| Porch | Porch |
| Porch Area | 676 sqft |
| Deck Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 137796 |
|---|---|
| Street Address | 5 SOMERSET AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 13,475 SQ. FT. 5 SOMERSET AVE CAM |
| Legal Subdivision | GLASGOW SUB A |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 970702 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 SOMERSET AVE, CAMBRIDGE, MD 21613-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Nov 25, 1998 · Amount on Record |
| Deed Book / Page | 1715 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Jan 24, 2022 |
| Property Address | 5 SOMERSET AVE, CAMBRIDGE, MD 21613-1203 |
| Document Number | 0017150075 |
| Book / Page | 1715 / 75 |
| Map Reference | LB JFD 1 FO 47 |
| Instrument Date | Dec 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5 SOMERSET AVE, CAMBRIDGE, MD 21613-1203 |
| Document Number | 0000171582 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 1715/82 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,734.00 (+0.86%) | $306,867 (+31.87%) | $315,200 (+4.13%) Land $61,900 Building $253,300 |
| 2025 | $5,685.00 (+32.21%) | ||
| 2023 | $4,300.00 | $232,700 | $302,700 Land $61,900 Building $240,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 units insured incl. 7 condo units |
| Nearby Flood Claims | 10 (1993–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures