5 Smith St, Monticello, NY 12701 Property Records

Sullivan County and Thompson Town property record for 5 Smith St, Monticello, NY 12701

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,399 sqft · built 1920
Lot Size	0.121 acres (5,300 sqft)
Owner	Company Name on File
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`484601 112.-7-8`

Property Details

APN / Parcel Number

Primary APN	`484601 112.-7-8`
Alternative APN	`4601112 0007008000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,399 sqft Total Area
1st Floor Area	1,211 sqft
2nd Floor Area	792 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,300 sqft (0.121 acres)
Lot Dimensions	106 ft deep x 50 ft wide
Porch	Finished/Screened Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	4601112 0007008000
Street Address	5 SMITH ST
City	MONTICELLO
State	NY
Zip	12701-1344
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B2
Legal Description	WATER METER #2294
Legal Section	11
Legal Block	7
Legal Lot Number	8.000
Jurisdiction	SULLIVAN NY
Census Block Group	2
Census Block	2017
Census Tract	951801

Owner

5 Smith St, a duplex, is owned by a company that acquired it in March 2023.

Source: Sullivan County and Thompson Town records, as of March 20, 2024

Owner of Record	Company Name on File
Mailing Address	32 BRISTOL CIR, ROCK HILL, NY 12775-6002
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage WALLKILL VALLEY FSLA
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WALLKILL VALLEY FSLA
Mar 13, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023
Deed Sale	Mar 13, 2023
Prior Sale	Feb 1, 2016 · Amount on File
Deed Document Number	0020232271
Deed Book / Page	20232 / 271
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	5 SMITH ST, MONTICELLO, NY 12701-1344
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000178
Date	Oct 4, 2022
Instrument	2022-10178

Lender

Name	WALLKILL VALLEY FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	5 SMITH ST, MONTICELLO, NY 12701-1344
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000182
Date	Oct 4, 2022
Instrument	2022-10182

Lender

Name	WALLKILL VALLEY FSLA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Nov 1, 2029

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Mar 13, 2023
Property Address	5 SMITH ST, MONTICELLO, NY 12701-1344
Document Number	0000000271
Instrument Date	Mar 13, 2023
Instrument	2023-2271
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BRISTOL CIR, ROCK HILL, NY 12775-6002

Tax Assessment & Valuation

Source: Sullivan County and Thompson Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Thompson Town
Municipality	Monticello Village
Unified School District	Monticello Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$79,200 Land $10,600 Building $68,600	$158,400 Land $21,200 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO VILLAGE serves 8,000 people · EPA ID NY5203337
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2021
Monitoring and Reporting	56 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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