5 Smith Ave, Old Orchard Beach, ME 04064 Property Records

York County and Old Orchard Beach Town property record for 5 Smith Ave, Old Orchard Beach, ME 04064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,916 sqft · built 1970
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,207 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OOBH M:205 B:17 L:7`

Property Details

APN / Parcel Number

Primary APN	`OOBH M:205 B:17 L:7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5 SMITH AVE
City	OLD ORCHARD BEACH
State	ME
Zip	04064-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	JORDAN PROPERTY
Legal Block	17
Legal Lot Number	7
Jurisdiction	OLD ORCHARD BEACH ME
Township / Civil Division	OLD ORCHARD BEACH
Census Block Group	3
Census Block	3014
Census Tract	6104

Owner

Source: York County and Old Orchard Beach Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SMITH AVE, OLD ORCHARD BEACH, ME 04064-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2017	Deed of Trust, Mortgage YORK COUNTY FCU
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD ORCHARD BEACH ME
Property Address	5 SMITH AVE, OLD ORCHARD BEACH, ME 04064-2316
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197610610
Date	Oct 10, 2025
Book Page	19761/610
Instrument	2025036930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD ORCHARD BEACH ME
Property Address	5 SMITH AVE, OLD ORCHARD BEACH, ME 04064-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175670879
Date	Sep 26, 2017
Book Page	17567/0879
Instrument	2017041157

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2027

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD ORCHARD BEACH ME
Property Address	5 SMITH AVE, OLD ORCHARD BEACH, ME 04064-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179830087
Date	Jun 28, 2019
Book Page	17983/87
Instrument	2019024087

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: York County and Old Orchard Beach Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Old Orchard Beach Town
Unified School District	Regional School Unit 23 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,207.00 (+6.61%)	$448,900 (-) Land $126,400 Building $322,500
2024	$4,884.00 (+11.05%)	$448,900 (+16.36%) Land $126,400 Building $322,500
2023	$4,398.00 (+3.95%)	$385,800 (+11.6%) Land $107,800 Building $278,000	$548,910
2022	$4,231.00	$345,700 Land $86,100 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 units insured incl. 92 condo units
Nearby Flood Claims	2 (2007–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

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