5 Simcoe Ct, Sacramento, CA 95823 Property Records

Sacramento County property record for 5 Simcoe Ct, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1984
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2017)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`117-0584-052-0000`

Property Details

APN / Parcel Number

Primary APN	`117-0584-052-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 SIMCOE CT
City	SACRAMENTO
State	CA
Zip	95823-5184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LARCHMONT VALLEY HI 13A, LOT 1013
Legal Subdivision	LARCHMONT VALLEY HI 13A
Legal Lot Number	1013
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	9634

Owner

5 Simcoe Ct is owned and occupied by two individuals who bought it in May 2017.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SIMCOE CT, SACRAMENTO, CA 95823-5184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Deed Book / Page	20170509 / 873
Prior Transfer Date	Mar 21, 2006
Prior Transfer Doc	0000001650
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5 SIMCOE CT, SACRAMENTO, CA 95823-5184
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SIMCOE CT, SACRAMENTO, CA 95823-5184

Mortgage

Document Number	2021101901496
Date	Oct 19, 2021
Instrument	2021101901496

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5 SIMCOE CT, SACRAMENTO, CA 95823-5184
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SIMCOE CT, SACRAMENTO, CA 95823-5184

Mortgage

Document Number	2021101901495
Date	Oct 19, 2021
Instrument	2021101901495

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 9, 2017
Property Address	5 SIMCOE CT, SACRAMENTO, CA 95823-5184
Document Number	5090000000873
Book / Page	20170509 / 0873
Map Reference	MB 144 MAP 2
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 SIMCOE CT, SACRAMENTO, CA 95823-5184

Mortgage

Document Number	201705090874
Date	May 9, 2017
Instrument	20170509/0874

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Simcoe Ct was $3,916, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$349,396 (+2%) Land $71,024 Building $278,372
2025	$3,916.00 (+0.8%)	$342,546 Land $69,632 Building $272,914
2024	$3,885.00 (+4.94%)
2023	$3,702.00 (+11.51%)	$322,030 Land $66,929 Building $255,101
2022	$3,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Simcoe Ct in Zone X, where a levee reduces flood risk, though there have been 32 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	32 (1995–2005)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Simcoe Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
DigitalPath Fixed Wireless	200 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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