Essex County and Newbury Town property record for 5 Silver Ledge Rd, Newbury, MA 01951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,073 sqft · built 1990 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $899,999 (May 2026) |
| Tax Bill | $5,655 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0R35 B:0000 L:0022C |
| Primary APN | NEWB M:0R35 B:0000 L:0022C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 3,789 sqft |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,734 sqft (1 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 SILVER LEDGE RD |
|---|---|
| City | NEWBURY |
| State | MA |
| Zip | 01951-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR4 |
| Legal Lot Number | 22C |
| Jurisdiction | NEWBURY MA |
| Township / Civil Division | NEWBURY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 269100 |
Source: Essex County and Newbury Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 SILVER LEDGE RD, NEWBURY, MA 01951-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage USAA FSB |
| Oct 3, 2019 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit ST JEANS CU |
| Oct 11, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Oct 3, 2019 · Amount on Record |
| Deed Document Number | 202620260528002040 |
| Deed Book / Page | 43410 / 171 |
| Prior Transfer Date | May 21, 2026 |
| Prior Transfer Doc | 043410-171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWBURY MA |
| Recording Date | May 28, 2026 |
| Property Address | 5 SILVER LEDGE RD, NEWBURY, MA 01951-1134 |
| Document Number | 043410-171 |
| Book / Page | 43410 / 171 |
| Instrument Date | May 21, 2026 |
| Instrument | 20262040 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 SILVER LEDGE RD, NEWBURY, MA 01951-1134 |
| Date | May 28, 2026 |
|---|
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWBURY MA |
| Recording Date | Oct 3, 2019 |
| Property Address | 5 SILVER LEDGE RD, NEWBURY, MA 01951-1134 |
| Document Number | 37904-378 |
| Book / Page | 037904 / 000378 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 1003004460 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,439.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SILVER LEDGE RD NEWBURY MA 019511134, NEWBURY, MA 01951-1134 |
| Document Number | 37904-380 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 037904/000380 |
| Instrument | 1003004470 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 5 SILVER LEDGE RD, NEWBURY, MA 01951-1134 |
| Document Number | 37706-59 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 SILVER LEDGE RD NEWBURY MA 019511134, NEWBURY, MA 01951-1134 |
| Document Number | 37706-59 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 037706/000059 |
| Instrument | 1907295230 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 5 SILVER LEDGE RD, NEWBURY, MA 01951-1134 |
| Document Number | 36313-69 |
| Book / Page | 036313 / 000069 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36313-69 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 036313/000069 |
| Instrument | 1711070060 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Newbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Newbury Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,655.00 (-0.48%) | $759,000 (+2.58%) Land $348,600 Building $410,400 | $770,640 |
| 2024 | $5,682.00 (+0.57%) | $739,900 (+13.53%) Land $348,600 Building $391,300 | |
| 2023 | $5,650.00 | $651,700 Land $305,000 Building $346,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 138 (1978–2024) |
| Claims Outside the SFHA | 39 of 138 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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