5 Shore Ave, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 5 Shore Ave, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,314 sqft · built 1946
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Aug 2020)
Tax Bill	$9,812 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R-29 000041`

Property Details

APN / Parcel Number

Primary APN	`R-29 000041`
Alternative APNs	`STOW M:000R-29 P:041` `M:000R=29 P:041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,346 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-29 000041
Street Address	5 SHORE AVE
City	STOW
State	MA
Zip	01775-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1019
Census Tract	323102

Owner

5 Shore Ave is owned and occupied by an individual who bought it in August 2020.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 SHORE AVE, STOW, MA 01775-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Feb 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Feb 28, 2019 · Amount on File
Deed Document Number	2020133590
Deed Book / Page	75324 / 167
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	75324-167
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 10, 2020
Property Address	5 SHORE AVE, STOW, MA 01775-1325
Document Number	75324-167
Book / Page	75324 / 167
Instrument Date	Aug 4, 2020
Instrument	133590
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SHORE AVE, STOW, MA 01775-1325

Mortgage

Document Number	133591
Date	Aug 10, 2020
Instrument	133591

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Feb 28, 2019
Property Address	5 SHORE AVE, STOW, MA 01775-1325
Document Number	72279-71
Book / Page	072279 / 000071
Instrument Date	Feb 28, 2019
Instrument	24959
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,855.92
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 KETTELL PLAIN RD STOW MA 017751247, STOW, MA 01775-1247

Tax Assessment & Valuation

The 2026 property tax bill for 5 Shore Ave was $9,812, up 12.9% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,812.00 (+12.92%)	$549,100 (+10.08%) Land $347,100 Building $202,000	$557,298 (-18.94%)
2025	$8,689.00 (-13.83%)	$498,800 (-16.06%) Land $330,600 Building $168,200	$687,515
2024	$10,084.00 (+8.26%)	$594,200 (+15.65%) Land $378,600 Building $215,600
2023	$9,315.00	$513,800 Land $344,200 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Shore Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Shore Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Ave

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