Essex County and Andover Town property record for 5 Shirley Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,140 sqft · built 1951 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Mar 2018) |
| Tax Bill | $9,931 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00088 B:00024 L:00000 |
| Primary APN | ANDO M:00088 B:00024 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 4,290 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,301 sqft (0.282 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 5 SHIRLEY RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 24 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 254401 |
5 Shirley Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SHIRLEY RD, ANDOVER, MA 01810-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · ARM MORTGAGE NETWORK INC |
| Mar 14, 2018 | Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on File |
| Deed Sale | Mar 14, 2018 · Amount on File |
| Prior Sale | May 8, 1969 · Amount on File |
| Deed Book / Page | 15416 / 193 |
| Transfer Doc | 015416-193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 5 SHIRLEY RD, ANDOVER, MA 01810-3320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16260-263 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 16260/263 |
| Instrument | 8596 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 14, 2018 |
| Property Address | 5 SHIRLEY RD, ANDOVER, MA 01810-3320 |
| Document Number | 15416-193 |
| Book / Page | 015416 / 000193 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 5760 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,462.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 SHIRLEY RD ANDOVER MA 018103320, ANDOVER, MA 01810-3320 |
| Document Number | 15416-197 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 015416/000197 |
| Instrument | 5761 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 5 Shirley Rd was $9,931, up 6% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,931.00 (+6.01%) | $795,100 (+9.32%) Land $444,400 Building $350,700 | $753,730 |
| 2024 | $9,368.00 (+4.86%) | $727,300 (+11.21%) Land $398,900 Building $328,400 | |
| 2023 | $8,934.00 | $654,000 Land $359,300 Building $294,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Shirley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Shirley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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