Otsego County and Oneonta Town property record for 5 Shepherd Ave, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,503 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Sep 2022) |
| Tax Bill | $5,329 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-1-59.00 |
| Primary APN | 364600 299.07-1-59.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 919 sqft |
| 2nd Floor Area | 484 sqft |
| Upper Floors Area | 100 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 085700 |
|---|---|
| Street Address | 5 SHEPHERD AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 004 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 59.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records · APN 364600 299.07-1-59.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5264 STATE HIGHWAY 23, ONEONTA, NY 13820-3560 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage SIDNEY FCU |
| Sep 08, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2022 · Amount on Record |
| Deed Sale | Sep 08, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2007 · Amount on Record |
| Deed Document Number | 20224915 |
| Prior Transfer Date | Oct 12, 2012 |
| Prior Transfer Doc | 0020125470 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 5 SHEPHERD AVE, ONEONTA, NY 13820-2113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000109 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 2026-1109 |
| Name | SIDNEY FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 08, 2022 |
| Property Address | 5 SHEPHERD AVE, ONEONTA, NY 13820-2113 |
| Document Number | 0000000915 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-4915 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5264 STATE HIGHWAY 23, ONEONTA, NY 13820-3560 |
| Document Number | 0000000916 |
|---|---|
| Date | Sep 08, 2022 |
| Instrument | 2022-4916 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 25, 2019 |
| Property Address | 5 SHEPHERD AVE, ONEONTA, NY 13820-2113 |
| Document Number | 0000001761 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 1761 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 SHEPHERD AVE ONEONTA NY 138202113, ONEONTA, NY 13820-2113 |
Source: Otsego County and Oneonta Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,329.00 (+301.28%) | $145,000 (-) Land $21,100 Building $123,900 | $207,143 (+11.43%) Land $30,143 Building $177,000 |
| 2023 | $1,328.00 | $145,000 (-) Land $21,100 Building $123,900 | $185,897 (+12.82%) Land $27,051 Building $158,846 |
| 2022 | $145,000 Land $21,100 Building $123,900 | $164,773 Land $23,977 Building $140,796 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775908003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1993–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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