5 Sheldon St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 5 Sheldon St, Lowell, MA 01851

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	6 bd · 2 ba · 3,076 sqft · built 1880
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,000 (Apr 2019)
Tax Bill	$8,721 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S03060`

Property Details

APN / Parcel Number

Primary APN	`S03060`
Alternative APNs	`LOWE M:142 B:5340 L:5` `M:000142 T:S03060`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Units	3 Units
Stories	2 Stories
Building Area	3,076 sqft Total Area
Gross Area	5,504 sqft
1st Floor Area	1,388 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	S03060
Street Address	5 SHELDON ST
City	LOWELL
State	MA
Zip	01851-3220
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	NB
Legal Block	5340
Legal Lot Number	5
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1013
Census Tract	311800

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SHELDON ST, LOWELL, MA 01851-3220
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 2, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 16, 2019	Quit Claim Deed, Transfer · FHA Mortgage ENVISION BANK
Aug 3, 2018	Quit Claim Deed, Transfer 59 NEWHALL ST RT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	32895-194
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	5 SHELDON ST, LOWELL, MA 01851-3220
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035202-39
Date	Jan 19, 2021
Book Page	35202/39
Instrument	3044

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2049

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	5 SHELDON ST, LOWELL, MA 01851-3220
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037351-31
Date	Sep 2, 2022
Book Page	37351/31
Instrument	37418

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 16, 2019
Property Address	5 SHELDON ST, LOWELL, MA 01851-3220
Document Number	32895-194
Book / Page	32895 / 194
Instrument Date	Apr 12, 2019
Instrument	13527
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 SHELDON ST, LOWELL, MA 01851-3249

Mortgage

Document Number	13528
Date	Apr 16, 2019
Instrument	13528

Lender

Name	ENVISION BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 3, 2018
Property Address	5 SHELDON ST, LOWELL, MA 01851-3220
Document Number	32297-207
Book / Page	032297 / 000207
Instrument Date	Jul 31, 2018
Instrument	33384
Transaction Type	Transfer
Record Updated	Aug 29, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.56
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1550 MIDDLESEX ST LOWELL MA 018511147, LOWELL, MA 01851-1147

Mortgage

Document Number	32300-134
Date	Aug 3, 2018
Book Page	032300/000134
Instrument	33555

Lender

Name	59 NEWHALL ST RT

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,721.00 (+6.6%)	$395,700 (+8.2%) Land $106,600 Building $289,100
2025	$8,181.00 (+0.07%)	$365,700 (+4.1%) Land $99,600 Building $266,100
2024	$8,175.00 (+2.82%)	$351,300 (+7.63%) Land $94,900 Building $256,400
2023	$7,951.00	$326,400 Land $86,200 Building $240,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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