5 Sheila Cir, Saco, ME 04072 Property Records

York County and Saco City property record for 5 Sheila Cir, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,978 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2018)
Tax Bill	$7,560 (2025)
Deeds & Mortgages	Sep 2020 Refinance Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1255R`

Property Details

APN / Parcel Number

Primary APN	`S1255R`
Alternative APNs	`SACO M:087 L:018 U:028-000` `M:087 L:018 U:028=000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	4,703 sqft
1st Floor Area	1,004 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,004 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S1255R
Street Address	5 SHEILA CIR
City	SACO
State	ME
Zip	04072-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR
Legal Subdivision	PLAN HILLVIEW HTS SEC 4
Legal Lot Number	18
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3021
Census Tract	5100

Owner

5 Sheila Cir is owned and occupied by two individuals who bought it in November 2018.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SHEILA CIR, SACO, ME 04072-9770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Sep 25, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Nov 21, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Deed Document Number	201849215
Deed Book / Page	17848 / 785
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	5 SHEILA CIR, SACO, ME 04072-9770
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183790829
Date	Sep 16, 2020
Book Page	18379/829
Instrument	2020045872

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	5 SHEILA CIR, SACO, ME 04072-9770
Document Number	0180590122
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SHEILA CIR SACO ME 040729770, SACO, ME 04072-9770

Mortgage

Document Number	0180590122
Date	Sep 30, 2019
Book Page	018059/000122
Instrument	41510

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Nov 21, 2018
Property Address	5 SHEILA CIR, SACO, ME 04072-9770
Document Number	0178480785
Book / Page	017848 / 000785
Instrument Date	Nov 19, 2018
Instrument	49215
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	S SHEILA CIR SACO ME 04072, SACO, ME 04072

Mortgage

Document Number	178480787
Date	Nov 21, 2018
Book Page	017848/000787
Instrument	49216

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5 Sheila Cir was $7,560, up 6.9% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,560.00 (+6.92%)	$532,400 (+5.78%) Land $150,700 Building $381,700
2024	$7,071.00	$503,300 Land $150,700 Building $352,600	$540,075
2022	$6,573.00	$358,600 Land $114,700 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Sheila Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sheila Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sheila Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures