Middlesex County and Acton Town property record for 5 Shady Ln, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,064 sqft · built 1995 |
| Lot Size | 0.573 acres (24,971 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $19,851 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F1-74-8 |
| Primary APN | F1-74-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,064 sqft Living Area |
| Gross Area | 6,334 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,971 sqft (0.573 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | F1-74-8 |
|---|---|
| Street Address | 5 SHADY LN |
| City | ACTON |
| State | MA |
| Zip | 01720-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8/4 |
| Legal Subdivision | MAPLE CRK FARM |
| Legal Block | 74 |
| Legal Lot Number | 8 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 SHADY LN, ACTON, MA 01720-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MIDDLESEX SAVINGS BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Sep 8, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2016 |
| Deed Sale | Nov 28, 2016 |
| Prior Sale | Sep 17, 2010 · Amount on Record |
| Deed Book / Page | 68474 / 506 |
| Last Transfer Date | Sep 2, 2020 |
| Transfer Doc | 75555-358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 5 SHADY LN, ACTON, MA 01720-2261 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073922-516 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 73922/516 |
| Instrument | 209513 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 5 SHADY LN, ACTON, MA 01720-2261 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0076224-35 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 76224/35 |
| Instrument | 219110 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 8, 2020 |
| Property Address | 5 SHADY LN, ACTON, MA 01720-2261 |
| Document Number | 075555-358 |
| Book / Page | 75555 / 358 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 156202 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 SHADY LN, ACTON, MA 01720-2261 |
| Document Number | 075555-362 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 75555/362 |
| Instrument | 156203 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,851.00 (+7.7%) | $1,157,500 (+4.68%) Land $345,800 Building $811,700 | $1,347,385 |
| 2024 | $18,432.00 (+2.26%) | $1,105,700 (+7.73%) Land $345,800 Building $759,900 | |
| 2023 | $18,024.00 | $1,026,400 Land $314,400 Building $712,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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