Chatham County property record for 5 Settlement Ct, Savannah, GA 31410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,722 sqft · built 1996 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,500 (Jul 2005) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-0073-03-079 |
| Primary APN | 1-0073-03-079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Upper Floors Area | 389 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5 SETTLEMENT CT |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31410-4036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 13 THE SETTLEMENT ON WILMIN GTON PHASE 2 SMB 15S 32 .372 A |
| Legal Subdivision | WILMINGTON-SETT |
| Legal Phase | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11112 |
5 Settlement Ct is owned and occupied by two individuals who bought it in July 2005.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SETTLEMENT CT, SAVANNAH, GA 31410-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2005 · Amount on File |
| Deed Sale | Jul 5, 2005 · Amount on File |
| Deed Book / Page | 290N / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 5 SETTLEMENT CT, SAVANNAH, GA 31410-4036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5 SETTLEMENT CT, SAVANNAH, GA 31410-4036 |
| Document Number | 0000001898/0000000191 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 0000001898/0000000191 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 5 Settlement Ct was $972.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,320 (+19.33%) Land $42,000 Building $192,320 | $585,800 (+19.33%) Land $105,000 Building $480,800 | |
| 2025 | $972.00 Disabled Person's exemption Veteran's exemption | $196,360 Land $38,000 Building $158,360 | $490,900 Land $95,000 Building $395,900 |
| 2023 | $143,040 (+8.56%) Land $23,040 Building $120,000 | $357,600 (+8.56%) Land $57,600 Building $300,000 | |
| 2022 | $4,552.00 | $131,760 Land $23,040 Building $108,720 | $329,400 Land $57,600 Building $271,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 Settlement Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Settlement Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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