St. Charles County property record for 5 Setters Point Ln, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2.5 ba · 4,916 sqft · built 2001 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,849 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T010300569 |
| Primary APN | T010300569 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,916 sqft Gross Area |
| 1st Floor Area | 2,125 sqft |
| Basement Area | 2,089 sqft |
| Finished Basement | 627 sqft |
| Unfinished Basement | 1,462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 540 sqft |
| Account Number | T010300569 |
|---|---|
| Street Address | 5 SETTERS POINT LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-5245 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | PT SUR 3035 |
| Legal Subdivision | MACKAYS PARTITION/US SURV3035 |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 312001 |
Source: St. Charles County records · APN T010300569
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SETTERS POINT LN, O FALLON, MO 63366-5245 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2020 | Grant Deed, Transfer GUILD MTG |
| Nov 09, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2020 |
| Deed Sale | Nov 09, 2020 |
| Prior Sale | Nov 09, 2020 |
| Deed Document Number | 202086248 |
| Prior Transfer Date | Dec 31, 2012 |
| Prior Transfer Doc | 0061402224 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 09, 2020 |
| Property Address | 5 SETTERS POINT LN, O FALLON, MO 63366-5245 |
| Document Number | 0000086248 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 86248 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5 SETTLERS PT O FALLON MO 63366, O FALLON, MO 63366 |
| Document Number | 86249 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 86249 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 08, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 09, 2020 |
| Property Address | 5 SETTERS POINT LN, O FALLON, MO 63366-5245 |
| Document Number | 0000086247 |
| Instrument Date | Nov 06, 2020 |
| Instrument | 86247 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2600 DALLAS PKWY #550 FRISCO TX 750347494, 550, FRISCO, TX 75034-7494 |
| Investor | Possibly a Property Investor |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,849.00 (+28.79%) | $90,555 (+32.29%) | $485,524 (+31.69%) Land $32,400 Building $453,124 |
| 2024 | $3,765.00 | ||
| 2023 | $68,451 | ||
| 2022 | $368,698 Land $32,400 Building $336,298 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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