Cumberland Town property record for 5 Secluded Ct, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,736 sqft · built 1973 |
| Lot Size | 0.521 acres (22,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Sep 2024) |
| Tax Bill | $6,032 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0026-83 |
| Primary APN | 1-0026-83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 4,072 sqft |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,695 sqft (0.521 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1-0026-83 |
|---|---|
| Street Address | 5 SECLUDED CT |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 118 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11403 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Lime Kilns listed 1984 · 3 contributing resources · NRIS 84002015 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5 Secluded Ct is owned and occupied by two individuals who bought it in September 2024.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SECLUDED CT, CUMBERLAND, RI 02864-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Mar 27, 2026 | Deed of Trust, Mortgage CMG HOME LOANS |
| Oct 29, 2021 | Deed, Transfer |
| Feb 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on File |
| Deed Sale | Sep 30, 2024 · Amount on File |
| Prior Sale | Oct 29, 2021 · Amount on File |
| Deed Document Number | 2024145970 |
| Deed Book / Page | 1987 / 435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 26, 2026 |
| Property Address | 5 SECLUDED CT, CUMBERLAND, RI 02864-3507 |
| Document Number | 02030-0851 |
| Book / Page | 2030 / 851 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026155117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 SECLUDED CT, CUMBERLAND, RI 02864-3507 |
| Document Number | 0000155117, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 2030/851 |
| Instrument | 2026155117 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 5 SECLUDED CT, CUMBERLAND, RI 02864-3507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002026-579 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 2026/579 |
| Instrument | 154289 |
| Name | CMG HOME LOANS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 29, 2021 |
| Property Address | 5 SECLUDED CT, CUMBERLAND, RI 02864-3507 |
| Document Number | 1910-824 |
| Book / Page | 1910 / 824 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 128624 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SECLUDED CT, CUMBERLAND, RI 02864-3507 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 5 SECLUDED CT, CUMBERLAND, RI 02864-3507 |
| Document Number | 1737-740 |
| Book / Page | 001737 / 000740 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 1737-740 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 001737/000740 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5 Secluded Ct was $6,032, up 8.9% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,032.00 (+8.88%) | $602,600 (+33.47%) Land $292,200 Building $310,400 | $620,703 |
| 2025 | $5,540.00 | $451,500 Land $173,800 Building $277,700 | |
| 2023 | $5,145.00 (+6.83%) | $442,800 (+37.82%) Land $173,800 Building $269,000 | |
| 2022 | $4,816.00 | $321,300 Land $120,700 Building $200,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Secluded Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Secluded Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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