5 Sebago Lake Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 5 Sebago Lake Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,338 sqft · built 1956
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2022)
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111-0043`

Property Details

APN / Parcel Number

Primary APN	`111-0043`
Alternative APN	`GRHM M:111 B:043 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	1,095 sqft
Basement Area	957 sqft
Unfinished Basement	957 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	111-0043
Street Address	5 SEBAGO LAKE RD
City	GORHAM
State	ME
Zip	04038-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Block	43
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3018
Census Tract	4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Gorham Town records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5 SEBAGO LAKE RD, GORHAM, ME 04038-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit NORWAY SAVINGS BANK
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Oct 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage INTEGRITY MORTGAGE
Sep 12, 2018	Intrafamily Transfer, Transfer NORWAY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	202254451
Deed Book / Page	39813 / 347
Transfer Doc	0351370335
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Recording Date	Sep 24, 2026
Property Address	5 SEBAGO LAKE RD, GORHAM, ME 04038-2523
Document Number	0000042279
Book / Page	42565 / 235
Instrument Date	Sep 18, 2026
Instrument	202642279
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SEBAGO LAKE RD, GORHAM, ME 04038-2523

Mortgage

Document Number	0000042279,
Date	Sep 24, 2026
Book Page	42565/235
Instrument	202642279

Lender

Name	NORWAY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	5 SEBAGO LAKE RD, GORHAM, ME 04038-2523
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397770294
Date	Oct 13, 2022
Book Page	39777/294
Instrument	51833

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Oct 28, 2022
Property Address	5 SEBAGO LAKE RD, GORHAM, ME 04038-2523
Document Number	0398130347
Book / Page	39813 / 347
Instrument Date	Oct 28, 2022
Instrument	54451
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 WEEKS RD # A, A, GORHAM, ME 04038-1607

Mortgage

Document Number	0000054452
Date	Oct 28, 2022
Instrument	54452

Lender

Name	INTEGRITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GORHAM ME
Recording Date	Sep 12, 2018
Property Address	5 SEBAGO LAKE RD, GORHAM, ME 04038-2523
Document Number	0351370335
Book / Page	35137 / 0335
Instrument	000000046657
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046658
Date	Sep 12, 2018
Instrument	000000046658

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,293.00 (+14.94%)	$290,100 (+14.17%) Land $70,300 Building $219,800
2024	$3,735.00 (+14.4%)	$254,100 (-) Land $70,300 Building $183,800
2022	$3,265.00	$254,100 Land $70,300 Building $183,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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