5 School Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 5 School Rd, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,133 sqft · built 1989
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,000 (Sep 1988)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ORLE M:042.0 B:0069 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ORLE M:042.0 B:0069 L:0000.0`
Alternative APN	`3479`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,133 sqft Living Area
Gross Area	3,773 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	40,075 sqft (0.92 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3479
Street Address	5 SCHOOL RD
City	ORLEANS
State	MA
Zip	02653-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	69
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	3
Census Block	3010
Census Tract	10500

Owner

Source: Barnstable County and Orleans Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SCHOOL RD, ORLEANS, MA 02653-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1988 · Amount on Record
Deed Sale	Sep 30, 1988 · Amount on Record
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	5 SCHOOL RD, ORLEANS, MA 02653-3609
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035441-76
Date	Oct 24, 2022
Book Page	35441/76
Instrument	52477

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	Nov 1, 2067

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	5 SCHOOL RD, ORLEANS, MA 02653-3609
Document Number	30408-326
Book / Page	030408 / 000326
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30408-326
Date	Apr 10, 2017
Book Page	030408/000326
Instrument	17070

Lender

Name	USAA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2032

Tax Assessment & Valuation

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,865.00 (+4.4%)	$939,900 (+7.23%) Land $281,000 Building $658,900	$1,464,710
2024	$5,618.00 (+10.14%)	$876,500 (+7.06%) Land $275,400 Building $601,100
2023	$5,101.00	$818,700 Land $255,100 Building $563,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1990–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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