5 School Ln, Chester, CT 06412 Property Records

Chester Town property record for 5 School Ln, Chester, CT 06412

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,425 sqft · built 1880
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2019)
Tax Bill	$10,877 (2025)
Deeds & Mortgages	Nov 2021 Refinance Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:526`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:526`
Alternative APNs	`CSTR M:14 B:526` `00078400` `78400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
Gross Area	1,869 sqft
Basement Area	483 sqft
Unfinished Basement	483 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1997
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	78400
Street Address	5 SCHOOL LN
City	CHESTER
State	CT
Zip	06412-1312
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-5
Legal Block	526
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1016
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SCHOOL LN, CHESTER, CT 06412-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 10, 2018	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
May 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Book / Page	172 / 198
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	5 SCHOOL LN, CHESTER, CT 06412-1312
Transaction Type	Mortgage
Record Updated	Jul 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180-92
Date	Nov 24, 2021
Book Page	180/92

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	5 SCHOOL LN, CHESTER, CT 06412-1312
Transaction Type	Mortgage
Record Updated	Jul 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00180-1098
Date	Apr 6, 2022
Book Page	180/1098

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	5 SCHOOL LN, CHESTER, CT 06412-1312
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	171-534
Date	Dec 10, 2018
Book Page	171/534

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	May 31, 2019
Property Address	5 SCHOOL LN, CHESTER, CT 06412-1312
Document Number	172-198
Book / Page	172 / 198
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 BRANBURY DR, CAMPBELL, CA 95008-1807

Mortgage

Document Number	172203
Date	May 31, 2019
Instrument	172/203

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,877.00	$401,660 (+38.35%) Land $94,780 Building $306,880	$281,162 Land $66,346 Building $214,816
2024	$10,877.00 (+26.14%)
2023	$8,623.00 (+0.68%)	$290,330 (-) Land $71,820 Building $218,510
2022	$8,565.00	$290,330 Land $71,820 Building $218,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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