5 Sandy Acres Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5 Sandy Acres Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,013 sqft · built 2023
Lot Size	0.919 acres (40,050 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Aug 2024)
Tax Bill	$14,349 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-117531`

Property Details

APN / Parcel Number

Primary APN	`07-117531`
Alternative APNs	`7117531` `117531`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,013 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	40,050 sqft (0.919 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	108 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	117531
Street Address	5 SANDY ACRES RD
City	CAMBRIDGE
State	MD
Zip	21613-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 5 PT OF 6 N OF SANDY HILL RD CAMBRIDGE
Legal Subdivision	SSANDY HILL DEVELOPMENT
Legal Lot Number	5
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4005
Census Tract	970702

Owner

5 Sandy Acres Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SANDY ACRES RD, CAMBRIDGE, MD 21613-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage DAVID W NICKERSON REVOCABLE TRUST
Sep 7, 2022	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK
Apr 28, 2022	Intrafamily Transfer, Transfer
Nov 24, 2020	Grant Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Book / Page	1897 / 1
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0017380262
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5 SANDY ACRES RD, CAMBRIDGE, MD 21613-1013
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SANDY ACRES RD, CAMBRIDGE, MD 21613-1013

Mortgage

Document Number	0019750489
Date	Oct 29, 2025
Book Page	1975/489

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5 SANDY ACRES RD, CAMBRIDGE, MD 21613-1013
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018410499
Date	Oct 31, 2023
Book Page	1841/499

Lender

Name	DAVID W NICKERSON REVOCABLE TRUST
Type	Non-Lending Institution
Address	EAST NEW MARKET, MD 21631

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 25, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 7, 2022
Property Address	5 SANDY ACRES RD, CAMBRIDGE, MD 21613-1013
Document Number	0017660022
Book / Page	1766 / 22
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 295, SECRETARY, MD 21664-0295

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Apr 28, 2022
Property Address	5 SANDY ACRES RD, CAMBRIDGE, MD 21613-1013
Document Number	0017380262
Book / Page	1738 / 262
Instrument Date	Mar 28, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 24, 2020
Property Address	5 SANDY ACRES RD, CAMBRIDGE, MD 21613-1013
Document Number	0016100371
Book / Page	001610 / 000371
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HAYWARD ST CAMBRIDGE MD 216131921, CAMBRIDGE, MD 21613-1921

Tax Assessment & Valuation

The 2026 property tax bill for 5 Sandy Acres Rd was $14,349 with a homeowner's exemption, up 3.6% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,349.00 (+3.55%) Homeowner's exemption	$1,251,300 (+3.57%)	$1,337,500 (+10.7%) Land $298,900 Building $1,038,600
2025	$13,857.00 Homeowner's exemption	$1,208,200 Land $298,900 Building $909,300	$1,208,200 Land $298,900 Building $909,300
2023	$3,383.00	$298,900 Land $298,900	$298,900 Land $298,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Sandy Acres Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sandy Acres Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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