5 Sandgate Cir, Madison, CT 06443 Property Records

Madison Town property record for 5 Sandgate Cir, Madison, CT 06443

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,448 sqft · built 1979
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 1997)
Tax Bill	$7,047 (2026)
Deeds & Mortgages	Oct 2023 Refinance Sep 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`MADI M:32 B:1 U:5S`

Property Details

APN / Parcel Number

Primary APN	`MADI M:32 B:1 U:5S`
Alternative APNs	`00192300` `192300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	3,316 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	192300
Street Address	5 SANDGATE CIR
City	MADISON
State	CT
Zip	06443-3453
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Subdivision	WINDERMERE EAST
Legal Block	1
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1001
Census Tract	194101

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 SANDGATE CIR, MADISON, CT 06443-3453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 1997 · Amount on Record
Deed Sale	Sep 11, 1997 · Amount on Record
Prior Sale	Nov 18, 1994 · Amount on Record
Deed Book / Page	760 / 275
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	5 SANDGATE CIR, MADISON, CT 06443-3453
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002285-142
Date	Oct 6, 2023
Book Page	2285/142
Instrument	2023-2011

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	5 SANDGATE CIR, MADISON, CT 06443-3453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2163-10
Date	Sep 1, 2020
Book Page	2163/10
Instrument	2394

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,047.00 (+2.8%)	$305,600 (-) Building $297,600	$533,039 (+149.18%)
2025	$6,855.00	$305,600 (+47.28%) Building $305,600	$213,920 Building $213,920
2024	$6,855.00 (+10.23%)
2023	$6,219.00 (+1.9%)	$207,500 (-) Building $207,500
2022	$6,103.00	$207,500 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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