5 Saint Stephens Pl, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 5 Saint Stephens Pl, Warwick, NY 10990

Property Summary

Property Type	Commercial
Details	4 bd · 3 ba · 1,973 sqft · built 1920
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2006)
Tax Bill	$9,221 (2024)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`335489 42-1-106`

Property Details

APN / Parcel Number

Primary APN	`335489 42-1-106`
Alternative APNs	`548904200000011060000000` `42-1-106`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,973 sqft Gross Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1987
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	256 ft deep x 331 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	42-1-106
Street Address	5 SAINT STEPHENS PL
City	WARWICK
State	NY
Zip	10990-3205
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	00750
Legal Description	LT 4 PENNINGS SUB 6018
Legal Subdivision	PENNINGS
Legal Block	1
Legal Lot Number	106.0
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1022
Census Tract	14502

Owner

5 Saint Stephens Pl, a commercial property, is owned by two individuals who bought it in June 2006.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 CO RTE 1, WARWICK, NY 10990
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2006 · Amount on File
Deed Sale	Jun 21, 2006 · Amount on File
Deed Book / Page	12184 / 148
Record Updated	Jun 8, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	5 SAINT STEPHENS PL, WARWICK, NY 10990-3205
Document Number	0000067067
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SAINT STEPHENS PL WARWICK NY 109903205, WARWICK, NY 10990-3205

Mortgage

Document Number	0000067067
Date	Sep 17, 2018
Book Page	014461/001063
Instrument	67067

Lender

Name	BAYVIEW LN SVCNG LLC
Address	CORAL, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 16, 2058

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $12,400 Building $27,600	$476,200
2024	$9,221.00
2023		$40,000 (-) Land $12,400 Building $27,600	$432,400 (+17.28%) Land $134,044 Building $298,356
2022		$40,000 Land $12,400 Building $27,600	$368,700 Land $114,297 Building $254,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Saint Stephens Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Saint Stephens Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20