Warren County and Frelinghuysen Township property record for 5 Saddle Ridge Rd, Andover, NJ 07821
| Property Type | Single Family Home |
|---|---|
| Details | 2,786 sqft · built 1995 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (May 2023) |
| Tax Bill | $12,961 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01401-0000-00001-25 |
| Primary APN | 06-01401-0000-00001-25 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,786 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 115,434 sqft |
| Account Number | 00009412 |
|---|---|
| Street Address | 5 SADDLE RIDGE RD |
| City | ANDOVER |
| State | NJ |
| Zip | 07821-5521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-6 |
| Legal Subdivision | HOMESTEAD FARMS |
| Legal Block | 1401 |
| Legal Lot Number | 1.25 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | FRELINGHUYSEN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 31102 |
5 Saddle Ridge Rd is owned and occupied by two individuals who bought it in May 2023.
Source: Warren County and Frelinghuysen Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SADDLE RIDGE RD, ANDOVER, NJ 07821-5521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on File |
| Deed Sale | May 17, 2023 · Amount on File |
| Prior Sale | Apr 23, 2002 · Amount on File |
| Deed Document Number | 2023592029 |
| Deed Book / Page | 3348 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | May 17, 2023 |
| Property Address | 5 SADDLE RIDGE RD, ANDOVER, NJ 07821-5521 |
| Document Number | 003348/233 |
| Book / Page | 3348 / 233 |
| Map Reference | MAP 87 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023-592029 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1077 DUNWOODY DR, FORT MILL, SC 29707-0045 |
| Name | Verified Name |
|---|---|
| Address | 5 SADDLE RIDGE RD, ANDOVER, NJ 07821-5521 |
| Document Number | 2023592030 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023-592030 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 5 Saddle Ridge Rd was $12,961.
Source: Warren County and Frelinghuysen Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Frelinghuysen Township |
| Elementary School District | Frelinghuysen Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,500 (-) Land $92,300 Building $361,200 | $453,500 (-) Land $92,300 Building $361,200 | |
| 2025 | $12,961.00 | $453,500 Land $92,300 Building $361,200 | $453,500 Land $92,300 Building $361,200 |
| 2024 | $12,961.00 | ||
| 2023 | $453,500 Land $92,300 Building $361,200 | $453,500 Land $92,300 Building $361,200 | |
| 2022 | $11,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2011–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
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