5 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 5 S River Rd, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,519 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Aug 2017)
Tax Bill	$20,559 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-14-418-004`

Property Details

APN / Parcel Number

Primary APN	`07-14-418-004`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,519 sqft Living Area
Gross Area	5,619 sqft
1st Floor Area	1,602 sqft
2nd Floor Area	2,433 sqft
Basement Area	1,584 sqft
Finished Basement	1,484 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	14.3 ft deep x 8.3 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 S RIVER RD
City	NAPERVILLE
State	IL
Zip	60540-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WILL-O-WAY PK UNIT 7
Legal Subdivision	WILL-O-WAY PK
Legal Lot Number	454
Legal Unit	7
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4012
Census Tract	846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 S RIVER RD, NAPERVILLE, IL 60540-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Nov 23, 1998 · Amount on Record
Deed Document Number	201780296
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 7, 2017
Property Address	5 S RIVER RD, NAPERVILLE, IL 60540-4240
Document Number	0000080296
Instrument Date	Jul 28, 2017
Instrument	80296
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FOX TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 S RIVER RD NAPERVILLE IL 605404240, NAPERVILLE, IL 60540-4240

Mortgage

Document Number	80297
Date	Aug 7, 2017
Instrument	80297

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,559.00 (+4.5%) Homeowner's exemption	$360,602 (+9.67%) Land $53,300 Building $307,302	$1,081,806 (+9.67%) Land $159,900 Building $921,906
2024	$19,674.00 (+36.71%)	$328,806 (+43.75%) Land $48,600 Building $280,206	$986,418 (+43.75%) Land $145,800 Building $840,618
2022	$14,391.00 Homeowner's exemption	$228,740 Land $41,140 Building $187,600	$686,220 Land $123,420 Building $562,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20