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5 S Main St, Oberlin, OH 44074 Property Records

Lorain County property record for 5 S Main St, Oberlin, OH 44074

Property Summary

Property TypeBank, Financial Building
Details19,104 sqft
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Nov 2013)
Tax Bill$21,333 (2024)
Deeds & MortgagesSep 2022 Sale
Flood ZoneZone X (minimal risk)
APN09-00-086-102-120

Property Details

APN / Parcel Number

Primary APN09-00-086-102-120

Interior

Stories3 Stories
Building Area19,104 sqft Gross Area
1st Floor Area13,860 sqft
Basement Area4,620 sqft

Exterior

Lot Area4,356 sqft (0.1 acres)
View / LotPrimary
Total Buildings2 Buildings

Location & Zoning

Street Address5 S MAIN ST
CityOBERLIN
StateOH
Zip44074-1677
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal Description56.76 X 76.60
Legal SubdivisionCONNECTICUT WESTERN RESERVE
Legal Block102
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group2
Census Block2023
Census Tract60100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Oberlin Historic District
listed 2003 · 32 contributing resources · NRIS 03000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lorain County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14273 STATE ROUTE 58, OBERLIN, OH 44074-9471
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2013 · Amount on Record
Deed SaleNov 22, 2013 · Amount on Record
Deed Document Number2013487260
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 26, 2022
Property Address5 S MAIN ST, OBERLIN, OH 44074-1677
Document Number0000892728
Map ReferenceVOL 5 PG 30
Instrument DateSep 21, 2022
Instrument2022-0892728
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyTRANSOHIO TITLE, TRANSFER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14273 STATE ROUTE 58, OBERLIN, OH 44074-9471

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$21,333.00 (+4.92%)$367,752 (+14.36%) Land $27,052 Building $340,701$1,050,720 (+14.36%) Land $77,290 Building $973,430
2023$20,332.00$321,581 Land $77,459 Building $244,122$918,800 Land $221,310 Building $697,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Breezeline
Cable		1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

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