5 S Main St, Bradford, RI 02808 Property Records

Westerly Town property record for 5 S Main St, Bradford, RI 02808

Property Summary

Property Type	Duplex
Details	6 bd · 5 ba · 4,342 sqft · built 1930
Lot Size	0.478 acres (20,810 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Apr 2023)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:23 B:48`

Property Details

APN / Parcel Number

Primary APN	`WEST M:23 B:48`
Alternative APNs	`M:023 B:48 L` `1092530`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	1 Story
Building Area	4,342 sqft Living Area
Gross Area	6,702 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,810 sqft (0.478 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1092530
Street Address	5 S MAIN ST
City	BRADFORD
State	RI
Zip	02808-1235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	48
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1020
Census Tract	50902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bradford Village Historic District listed 1996 · 151 contributing resources · NRIS 96000573

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 S Main St, a duplex, is owned by an individual who bought it in April 2023.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	178 HIGHLAND ST, 49, BROCKTON, MA 02301
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Apr 10, 2012 · Amount on File
Deed Document Number	20231043
Deed Book / Page	2023 / 4053
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 3, 2023
Property Address	5 S MAIN ST, BRADFORD, RI 02808-1235
Document Number	02023-4053
Book / Page	2023 / 4053
Instrument Date	Apr 3, 2023
Instrument	2023-1043
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 HIGHLAND ST # 49, 49, BROCKTON, MA 02301

Mortgage

Document Number	0020231044
Date	Apr 3, 2023
Instrument	2023-1044

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 S Main St was $4,672.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00	$657,100 Land $85,000 Building $572,100	$757,153
2023	$4,710.00 (+0.62%)	$489,600 (-) Land $61,400 Building $428,200
2022	$4,681.00	$489,600 Land $61,400 Building $428,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 S Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2014 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880