5 S Central Ave, Apopka, FL 32703 Property Records

Orange County property record for 5 S Central Ave, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 1901
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$116,000 (Jun 2011)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-28-1972-02-551`

Property Details

APN / Parcel Number

Primary APN	`09-21-28-1972-02-551`
Alternative APNs	`282109197202551` `195863` `199644` `203300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	1,136 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,901 sqft (0.388 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,030 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5 S CENTRAL AVE
City	APOPKA
State	FL
Zip	32703-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-D
Legal Description	DAVIS & MITCHELLS ADDITION A/89 THE N 130 FT OF LOT 55 & W 2 5 FT OF N 130 FT LOT 56 BLK B
Legal Range	28E
Legal Township	21S
Legal Section	09
Legal Subdivision	DAVIS & MITCHILL ADD TO APOPKA
Legal Tract	1972
Legal Block	B
Legal Lot Number	55,56
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3029
Census Tract	17703

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Waite-Davis House listed 1990 · 1 contributing resources · NRIS 90001127

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 S Central Ave is owned and occupied by two individuals who bought it in June 2011.

Source: Orange County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 S CENTRAL AVE, APOPKA, FL 32703-4239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFMC MTG
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2011 · Amount on File
Deed Sale	Jun 2, 2011 · Amount on File
Prior Sale	Oct 22, 2002 · Amount on File
Deed Document Number	2011288934
Deed Book / Page	10221 / 3648
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5 S CENTRAL AVE, APOPKA, FL 32703-4239
Document Number	0000319149
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 S CENTRAL AVE APOPKA FL 327034239, APOPKA, FL 32703-4239

Mortgage

Document Number	0000319149
Date	Jun 9, 2020
Instrument	319149

Lender

Name	AFMC MTG
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5 S CENTRAL AVE, APOPKA, FL 32703-4239
Document Number	0000725916
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 S CENTRAL AVE APOPKA FL 327034239, APOPKA, FL 32703-4239

Mortgage

Document Number	0000725916
Date	Dec 17, 2018
Instrument	725916

Lender

Name	AFMC MTG
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5 S Central Ave was $1,964, up 2.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,373 (+2.7%)	$285,920 (-2.64%) Land $75,000 Building $210,920
2025	$1,964.00 (+2.61%) Homeowner's exemption	$159,078	$293,680 Land $75,000 Building $218,680
2024	$1,914.00 (+7.47%)
2023	$1,781.00 (+5.7%) Homeowner's exemption	$150,092 (+3%)	$269,971 (+16.89%) Land $75,000 Building $194,971
2022	$1,685.00 Homeowner's exemption	$145,720	$230,956 Land $65,000 Building $165,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 S Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 S Central Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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