5 S 3rd St, #B, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 5 S 3rd St, #B, Fernandina Beach, FL 32034

Property Summary

Property Type	Condominium Offices
Details	1,511 sqft · built 1900
Lot Size	0.072 acres (3,128 sqft)
Owner	Company Name on Record
Tax Bill	$8,796 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00-00-31-1203-000B-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-1203-000B-0000`

Interior

Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,511 sqft Gross Area
1st Floor Area	1,511 sqft
Upper Floors Area	776 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,128 sqft (0.072 acres)
Porch	Finished/Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5 S 3RD ST, B
City	FERNANDINA BEACH
State	FL
Zip	32034-4206
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Legal Description	UNIT B CITY-MART OR 574/1165-1217
Legal Range	28E
Legal Township	03N
Legal Section	22
Legal Subdivision	CITY MART
Legal Block	C
Legal Lot Number	3000B
Legal Unit	B
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	3
Census Block	3016
Census Tract	50103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fernandina Beach Historic District listed 1973 · 122 contributing resources · NRIS 73000593

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nassau County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1848 HIGHLAND DR, FERNANDINA BEACH, FL 32034-2409
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 9, 2022
Property Address	5 S 3RD ST # B, B, FERNANDINA BEACH, FL 32034-4206
Document Number	0025690437
Book / Page	2569 / 437
Map Reference	MB 574 PG 1165-1217
Instrument Date	Jun 8, 2022
Instrument	202245020699
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,170.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 CENTRE ST, FERNANDINA BEACH, FL 32034-4239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 HIGHLAND DR, FERNANDINA BEACH, FL 32034-2409

Mortgage

Document Number	0002569442
Date	Jun 9, 2022
Instrument	2569/442

Lender

Name	PRIMESOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 8, 2029

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,796.00 (+4.28%)	$575,691 (+1.06%) Building $575,691	$575,691 (+1.06%) Building $575,691
2024	$8,435.00 (+13.02%)	$569,648 (+25%) Building $569,648	$569,648 (+25%) Building $569,648
2023	$7,463.00 (+51.13%)	$455,718 (+45%) Building $455,718	$455,718 (+45%) Building $455,718
2022	$4,938.00	$314,288 Building $314,288	$314,288 Building $314,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2011–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20