5 Ruth Rd, Bloomington, IL 61701 Property Records

McLean County property record for 5 Ruth Rd, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,409 sqft · built 2021
Lot Size	0.267 acres (11,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Oct 2021)
Tax Bill	$9,354 (2024)
Deeds & Mortgages	May 2021 Construction Loan Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-02-302-005`

Property Details

APN / Parcel Number

Primary APN	`21-02-302-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,409 sqft Living Area
Gross Area	3,033 sqft
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	11,611 sqft (0.267 acres)
Lot Dimensions	122 ft deep x 51 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 RUTH RD
City	BLOOMINGTON
State	IL
Zip	61701-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BELLEMONT SUB LOT 16
Legal Range	02E
Legal Township	23N
Legal Section	02
Legal Subdivision	BELLEMONT SUB
Legal Lot Number	16
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2004
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RUTH RD, BLOOMINGTON, IL 61701-4357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK OF BLOOMINGTON
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Jun 25, 2020
Mar 6, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	202125847
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	0000020425
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	5 RUTH RD, BLOOMINGTON, IL 61701-4357
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100012153
Date	May 22, 2021
Instrument	2021-00012153

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 27, 2021
Property Address	5 RUTH RD, BLOOMINGTON, IL 61701-4357
Document Number	202100025847
Map Reference	MB 16 PG 605
Instrument Date	Oct 21, 2021
Instrument	2021-00025847
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$657.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 KUM AVE, BLOOMINGTON, IL 61704

Mortgage

Document Number	202100025848
Date	Oct 27, 2021
Instrument	2021-00025848

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

June 2020:

Jurisdiction	MCLEAN IL
Recording Date	Jun 25, 2020
Property Address	5 RUTH RD, BLOOMINGTON, IL 61701-4357
Document Number	202000011472
Instrument Date	May 28, 2020
Instrument	2020-00011472
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8605 N 2400 EAST RD, LE ROY, IL 61752-9372

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 6, 2020
Property Address	5 RUTH RD, BLOOMINGTON, IL 61701-4357
Document Number	202000004126
Instrument Date	Feb 7, 2020
Instrument	2020-00004126
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 S MERCER AVE, BLOOMINGTON, IL 61701-4307
Investor	Possibly a Property Investor

Mortgage

Document Number	202000004127
Date	Mar 6, 2020
Instrument	2020-00004127

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Feb 18, 2027

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,132 (+19.93%) Land $18,747 Building $111,385	$390,396 (+19.93%) Land $56,241 Building $334,155
2024	$9,354.00 (+9.19%)
2023	$8,567.00 (+8.93%)	$108,506 (+10.1%) Land $15,632 Building $92,874	$325,518 (+10.1%) Land $46,896 Building $278,622
2022	$7,865.00	$98,552 Land $14,198 Building $84,354	$295,656 Land $42,594 Building $253,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media, Watch TV.

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