5 Rustic Cir, Apt B, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 5 Rustic Cir, Apt B, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	2 bd · 915 sqft · built 1963
Lot Size	0.013 acres (576 sqft)
Owner	Company Name on Record
Last Sale	$218,000 (Feb 2012)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-02903-0000-00006-65-C005B`

Property Details

APN / Parcel Number

Primary APN	`36-02903-0000-00006-65-C005B`
Alternative APNs	`36029030000000060065 C005B` `00204925`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	915 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Condo/Apartment
Lot Area	576 sqft (0.013 acres)

Location & Zoning

Account Number	00204925
Street Address	5 RUSTIC CIR, B
City	MONTVALE
State	NJ
Zip	07645-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIDGEMOUNT GARDENS
Legal Block	2903
Legal Lot Number	6.65
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	5
Census Block	5013
Census Tract	35100

Owner

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5 RUSTIC CIR, B, MONTVALE, NJ 07645-1603
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OMEGA FINANCIAL SERVICES INC
Jun 25, 2018	Grant Deed, Transfer NFTS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2012 · Amount on Record
Deed Sale	Feb 1, 2012 · Amount on Record
Deed Document Number	20129472022
Deed Book / Page	947 / 2022
Last Transfer Date	Oct 22, 2020
Transfer Doc	0000139458
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Dec 28, 2020
Property Address	5 RUSTIC CIR APT B, B, MONTVALE, NJ 07645-1603
Document Number	0038851522
Book / Page	3885 / 1522
Instrument Date	Oct 22, 2020
Instrument	20-139458
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	OLDE SCHOOL TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RUSTIC CIR APT B, B, MONTVALE, NJ 07645-1603

Mortgage

Document Number	0020139459
Date	Dec 28, 2020
Instrument	20-139459

Lender

Name	OMEGA FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 25, 2018
Property Address	5 RUSTIC CIR APT B, B, MONTVALE, NJ 07645-1603
Document Number	0029752006
Book / Page	002975 / 002006
Instrument Date	Jun 4, 2018
Instrument	44261
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	NFTS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5 RUSTIC CIR #B MONTVALE NJ 076451603, B, MONTVALE, NJ 07645-1603

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,900 (-) Land $115,000 Building $73,900	$188,900 (-) Land $115,000 Building $73,900
2025	$4,821.00 (+1.49%)	$188,900 (-) Land $115,000 Building $73,900	$188,900 (-) Land $115,000 Building $73,900
2024	$4,750.00 (+1.78%)
2023		$188,900 Land $115,000 Building $73,900	$188,900 Land $115,000 Building $73,900
2022	$4,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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