5 Royal Troon, Springboro, OH 45066 Property Records

Warren County property record for 5 Royal Troon, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,430 sqft · built 1997
Lot Size	0.251 acres (10,947 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Aug 2022)
Tax Bill	$5,468 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-02-165-011-0`

Property Details

APN / Parcel Number

Primary APN	`04-02-165-011-0`
Alternative APNs	`0402165011` `402165011` `0536210` `536210`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,430 sqft Living Area
Gross Area	4,633 sqft
1st Floor Area	1,930 sqft
Basement Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	10,947 sqft (0.251 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	359 sqft
Deck Area	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	536210
Street Address	5 ROYAL TROON
City	SPRINGBORO
State	OH
Zip	45066-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENLEAF VILLAGE 4 LOT 140
Legal Subdivision	GREENLEAF VILLAGE 4
Legal Block	10
Legal Lot Number	140
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1007
Census Tract	30504

Owner

5 Royal Troon is owned and occupied by two individuals who bought it in August 2022.

Source: Warren County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jun 23, 2020	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK
May 26, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	202225907
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0055410180
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017704
Date	Aug 22, 2023
Instrument	2023-017704

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012462
Date	Jun 22, 2023
Instrument	2023-012462

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 11, 2022
Property Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900
Document Number	0000025907
Map Reference	MB 22 PG 55-58
Instrument Date	Jul 5, 2022
Instrument	2022-025907
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900

Mortgage

Document Number	0000025908
Date	Aug 11, 2022
Instrument	2022-025908

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 23, 2020
Property Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900
Document Number	0000021708
Map Reference	MB 22 PG 55-58
Instrument Date	May 29, 2020
Instrument	2020-021708
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900

Mortgage

Document Number	0000021709
Date	Jun 23, 2020
Instrument	2020-021709

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 26, 2017
Property Address	5 ROYAL TROON, SPRINGBORO, OH 45066-8900
Document Number	0000016084
Instrument Date	May 25, 2017
Instrument	16084
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,002.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 ROYAL TROON SPRINGBORO OH 450668900, SPRINGBORO, OH 45066-8900

Mortgage

Document Number	16085
Date	May 26, 2017
Instrument	16085

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Royal Troon was $5,468, down 0.2% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,468.00 (-0.24%)	$140,370 Land $37,800 Building $102,570	$401,060 Land $108,000 Building $293,060
2024	$5,481.00 (+14.93%)
2023	$4,769.00 (+1.49%) Homeowner's exemption	$111,993 (-) Land $24,780 Building $87,213
2022	$4,699.00 Homeowner's exemption	$111,993 Land $24,780 Building $87,213	$319,980 (-) Land $70,800 Building $249,180
2021			$319,980 Land $70,800 Building $249,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Royal Troon in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Royal Troon is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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