5 Roy Ave, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 5 Roy Ave, Westbrook, ME 04092

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,664 sqft · built 1970
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Mar 2021)
Tax Bill	$5,334 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:039 L:166`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:039 L:166`
Alternative APNs	`M:039 B:166` `3088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,024 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 ROY AVE
City	WESTBROOK
State	ME
Zip	04092-3044
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	11
Legal Subdivision	RAYMOND HTS SEC J
Legal Lot Number	166
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1000
Census Tract	2700

Owner

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 ROY AVE, WESTBROOK, ME 04092-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 4, 2018	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	202119989
Deed Book / Page	37959 / 313
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Mar 22, 2021
Property Address	5 ROY AVE, WESTBROOK, ME 04092-3044
Document Number	0379590313
Book / Page	37959 / 313
Instrument Date	Mar 15, 2021
Instrument	19989
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SANDY COVE RD, STANDISH, ME 04084-5782

Mortgage

Document Number	19990
Date	Mar 22, 2021
Instrument	19990

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	5 ROY AVE, WESTBROOK, ME 04092-3044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ANCHOR TITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0359690132
Date	Sep 11, 2019
Book Page	35969/132
Instrument	44684

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	5 ROY AVE, WESTBROOK, ME 04092-3044
Document Number	0372670239
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROY AVE WESTBROOK ME 040923044, WESTBROOK, ME 04092-3044

Mortgage

Document Number	0372670239
Date	Oct 5, 2020
Book Page	037267/000239
Instrument	63479

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Dec 4, 2018
Property Address	5 ROY AVE, WESTBROOK, ME 04092-3044
Document Number	0353290096
Book / Page	35329 / 96
Instrument Date	Dec 3, 2018
Instrument	61347
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 LUBEC ST, S PORTLAND, ME 04106-6224

Mortgage

Document Number	61348
Date	Dec 4, 2018
Instrument	61348

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	5 ROY AVE, WESTBROOK, ME 04092-3044
Document Number	0346400076
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROY AVE WESTBROOK ME 040923044, WESTBROOK, ME 04092-3044

Mortgage

Document Number	0346400076
Date	Feb 6, 2018
Book Page	034640/000076
Instrument	5823

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$5,334.00 (+10.3%)	$319,800 (+19.69%) Land $84,400 Building $235,400
2022	$4,836.00	$267,200 Land $70,400 Building $196,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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