5 Roy Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 5 Roy Ave, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,958 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$5,870 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199205784`

Property Details

APN / Parcel Number

Primary APN	`199205784`
Alternative APN	`MIDD M:0105 B:00 L:52`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	4,396 sqft
1st Floor Area	1,958 sqft
Basement Area	1,606 sqft
Unfinished Basement	1,606 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	199205784
Street Address	5 ROY AVE
City	MIDDLETOWN
State	RI
Zip	02842-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	52
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2017
Census Tract	40303

Owner

5 Roy Ave is owned and occupied by an individual who acquired it in November 2023.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 ROY AVE, MIDDLETOWN, RI 02842-4544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2023
Transfer Doc	001816-126
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Nov 28, 2023
Property Address	5 ROY AVE, MIDDLETOWN, RI 02842-4544
Document Number	001816-126
Book / Page	1816 / 126
Instrument Date	Nov 3, 2023
Instrument	2035
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROY AVE, MIDDLETOWN, RI 02842-4544

Mortgage

Document Number	001816-129
Date	Nov 28, 2023
Book Page	1816/129
Instrument	2036

Lender

Name	BANKNEWPORT

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2030
Index	Other
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 5 Roy Ave was $5,870.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,870.00	$497,900 Land $309,200 Building $188,700	$646,808
2023	$4,653.00 (+4.73%)	$369,600 (-) Land $199,500 Building $170,100
2022	$4,443.00	$369,600 Land $199,500 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Roy Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Roy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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