5 Ross Ln, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 5 Ross Ln, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,293 sqft · built 1996
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2005)
Tax Bill	$22,668 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-09703-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`02-09703-0000-00017`
Alternative APNs	`0200173001200017` `02001731200017`

Interior

Building Area	3,293 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Old Parcel Number	02001731200017
Street Address	5 ROSS LN
City	BASKING RIDGE
State	NJ
Zip	07920-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD5
Legal Description	ADDITIONAL LOTS: CORNELL PROVINCIAL
Legal Subdivision	HILLS SEC 11
Legal Block	9703
Legal Lot Number	17
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52605

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 ROSS LN, BASKING RIDGE, NJ 07920-3738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCE BANK
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit CITIZEN BANK NA
Nov 16, 2021	Deed of Trust, Mortgage · SBA Mortgage METRO CITY BANK
Nov 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage METRO CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2005 · Amount on Record
Deed Sale	Oct 11, 2005 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Book / Page	5810 / 2386
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	5 ROSS LN, BASKING RIDGE, NJ 07920-3738
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	NEW HORIZON ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035741
Date	Aug 12, 2020
Book Page	7237/383
Instrument	2020035741

Lender

Name	FIRST COMMERCE BANK
Type	Bank
Address	LAKEWOOD, NJ 08701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	5 ROSS LN, BASKING RIDGE, NJ 07920-3738
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029769
Date	Jul 13, 2020
Book Page	7227/709
Instrument	2020029769

Lender

Name	CITIZEN BANK NA
Type	Non-Lending Institution
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	5 ROSS LN, BASKING RIDGE, NJ 07920-3738
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROSS LN, BASKING RIDGE, NJ 07920-3738

Mortgage

Document Number	0000067525
Date	Nov 16, 2021
Book Page	7402/737
Instrument	2021067525

Lender

Name	METRO CITY BANK
Type	Bank
Address	ATLANTA, GA 30340

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	5 ROSS LN, BASKING RIDGE, NJ 07920-3738
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROSS LN, BASKING RIDGE, NJ 07920-3738

Mortgage

Document Number	0000067527
Date	Nov 16, 2021
Book Page	7402/760
Instrument	2021067527

Lender

Name	METRO CITY BANK
Type	Bank
Address	ATLANTA, GA 30340

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 2, 2031

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,440,300 (+7.25%) Land $461,500 Building $978,800	$1,440,300 (+7.25%) Land $461,500 Building $978,800
2025	$22,668.00 (+3.63%)	$1,342,900 (+18.77%) Land $461,500 Building $881,400	$1,342,900 (+18.77%) Land $461,500 Building $881,400
2024	$21,874.00 (+5.92%)
2023		$1,130,700 Land $384,300 Building $746,400	$1,130,700 Land $384,300 Building $746,400
2022	$20,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: T-Mobile.

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