5 Rosemount Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Rosemount Ln, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1994
Lot Size	0.559 acres (24,356 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2014)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:101 B:1 L:17`

Property Details

APN / Parcel Number

Primary APN	`WEST M:101 B:1 L:17`
Alternative APN	`7184850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
Gross Area	3,080 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	24,356 sqft (0.559 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7184850
Street Address	5 ROSEMOUNT LN
City	WESTERLY
State	RI
Zip	02891-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	17
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2057
Census Tract	50901

Owner

Source: Westerly Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 ROSEMOUNT LN, WESTERLY, RI 02891-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage NAVIGANT CREDIT UNION
Jun 1, 2022	Deed of Trust, Mortgage · ARM AMERISAVE MORTGAGE CORP
Sep 20, 2021	Quit Claim Deed, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 8, 2014 · Amount on Record
Deed Sale	Jul 8, 2014 · Amount on Record
Prior Sale	Aug 27, 2012 · Amount on Record
Deed Document Number	20143015
Last Transfer Date	Aug 24, 2021
Transfer Doc	2021-23723
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	5 ROSEMOUNT LN, WESTERLY, RI 02891-2647
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025-7181
Date	Jun 3, 2025
Book Page	2025/7181
Instrument	2025-1719

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	5 ROSEMOUNT LN, WESTERLY, RI 02891-2647
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-10272
Date	Jun 1, 2022
Book Page	2022/10272
Instrument	2022-2408

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2027
Index	1-Year CMT
Margin	2

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 20, 2021
Property Address	5 ROSEMOUNT LN, WESTERLY, RI 02891-2647
Document Number	2021-23721
Book / Page	2021 / 23721
Instrument Date	Aug 24, 2021
Instrument	2021-5319
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 ROSEMOUNT LN, WESTERLY, RI 02891-2647

Mortgage

Document Number	2021-23723
Date	Sep 20, 2021
Book Page	2021/23723
Instrument	2021-5320

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,347.00 (-5.29%)	$470,800 (+28.14%) Land $168,800 Building $302,000
2023	$3,534.00 (+0.63%)	$367,400 (-) Land $120,800 Building $246,600
2022	$3,512.00	$367,400 Land $120,800 Building $246,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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