5 Romar Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 5 Romar Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,002 sqft · built 1961
Lot Size	0.413 acres (17,997 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Dec 2006)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-673-11997900`

Property Details

APN / Parcel Number

Primary APN	`02-673-11997900`
Alternative APNs	`267311997900` `67311997900`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,997 sqft (0.413 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	180 sqft
Deck Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	67311997900
Street Address	5 ROMAR DR
City	ANNAPOLIS
State	MD
Zip	21403-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 3 ROMAR ESTATES
Legal Subdivision	ROMAR ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2002
Census Tract	702601

Owner

5 Romar Dr is owned and occupied by two individuals who bought it in December 2006.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ROMAR DR, ANNAPOLIS, MD 21403-1319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Mar 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2006 · Amount on File
Deed Sale	Dec 19, 2006 · Amount on File
Prior Sale	Apr 2, 2002 · Amount on File
Deed Document Number	200616003
Deed Book / Page	18596 / 470
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	5 ROMAR DR, ANNAPOLIS, MD 21403-1319
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROMAR DR, ANNAPOLIS, MD 21403-1319

Mortgage

Document Number	0416270051
Date	Sep 8, 2025
Book Page	41627/51

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	5 ROMAR DR, ANNAPOLIS, MD 21403-1319
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0329820180
Date	Mar 26, 2019
Book Page	32982/180

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	5 ROMAR DR, ANNAPOLIS, MD 21403-1319
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	UNIVERSAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348490213
Date	Jul 6, 2020
Book Page	34849/213

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	5 ROMAR DR, ANNAPOLIS, MD 21403-1319
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EAST COAST ABSTRACTING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROMAR DR, ANNAPOLIS, MD 21403-1319

Mortgage

Document Number	0358840466
Date	Jan 7, 2021
Book Page	35884/466

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5 Romar Dr was $6,112 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,700 Land $306,300 Building $271,400	$577,700 Land $306,300 Building $271,400
2025	$6,112.00
2023	$5,343.00 Homeowner's exemption	$489,300 Land $306,300 Building $183,000	$489,300 Land $306,300 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Romar Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2006–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Romar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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