5 Roberts Rd, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 5 Roberts Rd, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,414 sqft · built 1948
Lot Size0.439 acres (19,166 sqft)
Owner2 Individuals on Record
Last Sale$223,500 (Feb 2019)
Tax Bill$2,947 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN015-40-03-013.00

Property Details

APN / Parcel Number

Primary APN015-40-03-013.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,414 sqft Finished Area
Gross Area1,894 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.439 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0154003013.00
Street Address5 ROBERTS RD
CityEDGEWOOD
StateKY
Zip41017-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITES ADDN LOT 2 (80.41FT WS ROBERTS RD)
Legal SubdivisionWHITES ADDN
Legal Lot Number2 80
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3014
Census Tract64500

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address5 ROBERTS RD, EDGEWOOD, KY 41017-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · FHA Mortgage
GUARDIAN SAVINGS BANK
Feb 11, 2019Warranty Deed, Transfer · FHA Mortgage
GUARDIAN SVGS BK
Feb 26, 2018Warranty Deed, Transfer · Conventional with PMI
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2019 · Amount on Record
Deed SaleFeb 11, 2019 · Amount on Record
Prior SaleFeb 26, 2018 · Amount on Record
Deed Document Number0006597143
Deed Book / Page6597 / 143
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address5 ROBERTS RD, EDGEWOOD, KY 41017-2328
Transaction TypeMortgage
Record UpdatedFeb 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900217
DateFeb 3, 2021
Book Page162/978
Instrument21020305900217
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 11, 2019
Property Address5 ROBERTS RD, EDGEWOOD, KY 41017-2328
Document Number0000000107
Book / Page0C6597 / 000143
Instrument DateFeb 7, 2019
Instrument107
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 ROBERTS RD EDGEWOOD KY 410172328, EDGEWOOD, KY 41017-2328

Mortgage

Document Number108
DateFeb 11, 2019
Book Page0C6597/000146
Instrument108
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 26, 2018
Property Address5 ROBERTS RD, EDGEWOOD, KY 41017-2328
Document Number0000000146
Book / Page0C6360 / 000095
Instrument DateFeb 23, 2018
Instrument146
Transaction TypeTransfer
Record UpdatedMar 9, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$219.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 ROBERTS RD EDGEWOOD KY 410172328, EDGEWOOD, KY 41017-2328

Mortgage

Document Number147
DateFeb 26, 2018
Book Page0C6360/000098
Instrument147
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 25, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,947.00 (+1.52%)$223,500 (-) Land $60,000 Building $163,500$223,500 (-) Land $60,000 Building $163,500
2023$2,903.00$223,500 Land $50,000 Building $173,500$223,500 Land $50,000 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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