Monroe County property record for 5 Riviera Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,017 sqft · built 2004 |
| Lot Size | 0.098 acres (4,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jul 2025) |
| Tax Bill | $3,863 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Jul 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00158310-000000 |
| Primary APN | 00158310-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,017 sqft Living Area |
| 1st Floor Area | 1,017 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,250 sqft (0.098 acres) |
| Lot Dimensions | 85 ft deep x 50 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 594 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 363 sqft |
| Patio Area | 1,088 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1203891 |
|---|---|
| Street Address | 5 RIVIERA DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 8 LT 24 GULFREST PARK PLAT 2 BIG COPPITT KEY PB4-157 OR605-113 OR723-11 OR785-596 OR792-1884 OR834-2107 OR847-921 OR1177-579/80 OR1177-576/78 OR1457-1420 OR1457-1421/22 OR1887-1234 OR2015-2035/36 OR2036-1779/80 OR2379-760/61 OR2599-688/89 OR2605-9 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 21 |
| Legal Subdivision | GULFREST PARK #2 |
| Legal Block | 8 |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 971700 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 GEIGER RD, KEY WEST, FL 33040-6361 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 11, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2013 · Amount on Record |
| Deed Document Number | 20252507659 |
| Deed Book / Page | 3334 / 2487 |
| Prior Transfer Date | Jun 7, 2004 |
| Prior Transfer Doc | 0001464630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 11, 2025 |
| Property Address | 5 RIVIERA DR, KEY WEST, FL 33040-5422 |
| Document Number | 0033342487 |
| Book / Page | 3334 / 2487 |
| Map Reference | MB 4 PG 157 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 2507659 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 RIVIERA DR, KEY WEST, FL 33040-5422 |
| Name | Verified Name |
|---|---|
| Address | 19 GEIGER RD, KEY WEST, FL 33040-6361 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 11, 2025 |
| Property Address | 5 RIVIERA DR, KEY WEST, FL 33040-5422 |
| Document Number | 0033342487 |
| Book / Page | 3334 / 2487 |
| Map Reference | MB 4 PG 157 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 2507659 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 RIVIERA DR, KEY WEST, FL 33040-5422 |
| Name | Verified Name |
|---|---|
| Address | 19 GEIGER RD, KEY WEST, FL 33040-6361 |
| Document Number | 0000033351 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 3335/1 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Number | 0033350015 |
|---|---|
| Date | Jul 11, 2025 |
| Book Page | 3335/15 |
| Instrument | 2507661 |
| Name | MONROE COUNTY |
|---|---|
| Type | Government Agency |
| Address | KEY WEST, FL 33040 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2055 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,863.00 (+5.23%) | $390,789 (+5.99%) | $561,420 (-14.42%) Land $318,750 Building $242,670 |
| 2024 | $3,671.00 (+4.95%) | ||
| 2023 | $3,498.00 (+2.73%) Homeowner's exemption | $368,715 (+3%) | $656,044 (+29.15%) Land $429,250 Building $226,794 |
| 2022 | $3,405.00 Homeowner's exemption | $357,976 | $507,971 Land $278,375 Building $229,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 39 condo units |
| Nearby Flood Claims | 287 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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