Flagler County property record for 5 Rivera Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,136 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $434,000 (Jul 2025) |
| Tax Bill | $4,832 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7031-00550-0030 |
| Primary APN | 07-11-31-7031-00550-0030 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| Gross Area | 2,846 sqft |
| 1st Floor Area | 2,136 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Pool Area | 960 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5 RIVERA LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 31 BLOCK 00055 LOT 0003 SUBDIVISION COMPLETION YEAR 1981 OR 267 PG 458 OR 781 PG 496-497- DC & ACM OR 781 PG 498 OR 830 PG 1331 OR 940 PG 734 OR 1470 PG 601 OR 1621/272 OR 1913/1354 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 55 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 60214 |
Source: Flagler County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Dec 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP |
| Aug 20, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 29, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage APPROVED MORTGAGE SOURCE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Prior Sale | Dec 22, 2022 · Amount on Record |
| Deed Document Number | 202529717 |
| Deed Book / Page | 2976 / 1826 |
| Prior Transfer Date | Oct 5, 2007 |
| Prior Transfer Doc | 0016210272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 18, 2025 |
| Property Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0029761826 |
| Book / Page | 2976 / 1826 |
| Map Reference | MB 10 PG 43-53 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 2025029717 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ALL CTRL FLORIDA TITLE LLC, ALL FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,038.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 CORAL REEF CT S, PALM COAST, FL 32137-8327 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0029761828 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 2976/1828 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0027451861 |
| Book / Page | 2745 / 1861 |
| Map Reference | MB 10 PG 43-53 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022061495 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | UNKNOWN, ST JOHNS BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 WAUGAN RD, MONMOUTH, ME 04259-6407 |
| Name | Verified Name |
|---|---|
| Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0027451863 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2745/1863 |
| Name | CASTLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 20, 2021 |
| Property Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0025970848 |
| Book / Page | 2597 / 848 |
| Map Reference | MB 10 PG 43-53 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021045908 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 27, 2021 |
| Property Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0025670047 |
| Book / Page | 2567 / 47 |
| Map Reference | MB 10 PG 43-53 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021029297 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,589.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 PAUL TER, FREMONT, CA 94538-4963 |
| Name | Verified Name |
|---|---|
| Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0000256749 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2567/49 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 29, 2021 |
| Property Address | 5 RIVERA LN, PALM COAST, FL 32164-6011 |
| Document Number | 0025201909 |
| Book / Page | 2520 / 1909 |
| Map Reference | MB 10 PG 51 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021004841 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | AVIS TITLE INSURANCE, AVIS TITLE INSURANCE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,802.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PARKWAY # PKWY7, PKWY7, PALM COAST, FL 32164-8407 |
| Name | Verified Name |
|---|---|
| Address | 144 E NEW ENGLAND DR, ELKTON, FL 32033-4050 |
| Document Number | 0025201910 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2520/1910 |
| Name | APPROVED MORTGAGE SOURCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,832.00 (+1.32%) | $309,034 (+1.99%) Land $53,500 Building $255,534 | $309,034 (+1.99%) Land $53,500 Building $255,534 |
| 2024 | $4,769.00 (-5.34%) Homeowner's exemption | $303,016 (-3.69%) Land $43,500 Building $259,516 | $303,016 (-3.69%) Land $43,500 Building $259,516 |
| 2023 | $5,038.00 (+8.32%) Homeowner's exemption | $314,633 (+9.57%) Land $44,500 Building $270,133 | $314,633 (+9.57%) Land $44,500 Building $270,133 |
| 2022 | $4,651.00 Homeowner's exemption | $287,150 Land $44,500 Building $242,650 | $287,150 Land $44,500 Building $242,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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