Westerly Town property record for 5 Rip Tide Dr, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,029 sqft Living Area |
| Lot Size | 11,307 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $580,000 (2018) |
| Tax Bill | $7,163.00 (2025) |
Source: Westerly Town records · APN WEST M:165 B:196
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 RIP TIDE DR, WESTERLY, RI 02891-5343 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit RHODE ISLAND CREDIT UNION |
| Oct 28, 2019 | Deed of Trust, Mortgage DIME BK |
| Sep 28, 2018 | Warranty Deed, Transfer DIME BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Deed Doc Number | 20184124 |
| Last Transfer Date | Jun 25, 2024 |
| Transfer Doc | 02024-7709 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 RIP TIDE DR, WESTERLY, RI 02891-5343 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025-18525 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 2025/18525 |
| Instrument | 2025-4467 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 RIP TIDE DR, WESTERLY, RI 02891-5343 |
| Document Number | 2019-8654 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 RIP TIDE DR WESTERLY RI 028915343, WESTERLY, RI 02891-5343 |
| Document Number | 2019-8654 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 002019/018654 |
| Instrument | 4759 |
| Name | DIME BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 28, 2018 |
| Property Address | 5 RIP TIDE DR, WESTERLY, RI 02891-5343 |
| Document Number | 2018-6417 |
| Book / Page | 002018 / 016417 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 4124 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5 RIP TIDE DR WESTERLY RI 028915343, WESTERLY, RI 02891-5343 |
| Document Number | 2018-6419 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 002018/016419 |
| Instrument | 4125 |
| Name | DIME BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,163.00 (+2.83%) | $1,007,400 (+39.12%) Land $699,200 Building $308,200 |
| 2023 | $6,966.00 (+1.15%) | $724,100 (+0.51%) Land $499,700 Building $224,400 |
| 2022 | $6,887.00 | $720,400 Land $499,700 Building $220,700 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | WEST M:165 B:196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Building Area | 2,029 sqft Living Area |
| Gross Area | 3,352 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,307 sqft (0.26 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 13117202 |
|---|---|
| Street Address | 5 RIP TIDE DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5343 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 196 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 51000 |
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