5 Ridout St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 5 Ridout St, Annapolis, MD 21401

Property Summary

Property TypeTownhouse
Details1.5 ba · 734 sqft · built 1900
Lot Size0.02 acres (864 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jun 2018)
Tax Bill$2,596 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-059-90029517

Property Details

APN / Parcel Number

Primary APN06-059-90029517
Alternative APNs
  • 605990029517
  • 05990029517

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area734 sqft Living Area
1st Floor Area398 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area864 sqft (0.02 acres)
PorchOpen Porch
Porch Area48 sqft
Deck Area46 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05990029517
Street Address5 RIDOUT ST
CityANNAPOLIS
StateMD
Zip21401-2418
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 8 BRICKYARD HILL
Legal SubdivisionBRICKYARD HILL
Legal Block2
Legal Lot Number8
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2008
Census Tract706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District (Boundary Increase)
listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5 RIDOUT ST, ANNAPOLIS, MD 21401-2418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jan 17, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Apr 26, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Jun 12, 2018Deed, Transfer · FHA Mortgage
FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2018 · Amount on Record
Deed SaleJun 12, 2018 · Amount on Record
Prior SaleJul 29, 2004 · Amount on Record
Deed Book / Page32197 / 331
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address5 RIDOUT ST, ANNAPOLIS, MD 21401-2418
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0357940302
DateDec 15, 2020
Book Page35794/302
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address5 RIDOUT ST, ANNAPOLIS, MD 21401-2418
Document Number0341470022
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5 RIDOUT ST ANNAPOLIS MD 214012418, ANNAPOLIS, MD 21401-2418

Mortgage

Document Number0341470022
DateFeb 3, 2020
Book Page034147/000022
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address5 RIDOUT ST, ANNAPOLIS, MD 21401-2418
Document Number0331370376
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5 RIDOUT ST ANNAPOLIS MD 214012418, ANNAPOLIS, MD 21401-2418

Mortgage

Document Number0331370376
DateMay 15, 2019
Book Page033137/000376
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2049

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 12, 2018
Property Address5 RIDOUT ST, ANNAPOLIS, MD 21401-2418
Document Number0321970331
Book / Page32197 / 331
Instrument DateJun 4, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAWYERS TITLE & ESCROW SERVI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife)
Address5 RIDOUT ST, ANNAPOLIS, MD 21401-2418

Mortgage

Document Number0032197338
DateJun 12, 2018
Instrument32197/338
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,600 (+21.67%) Land $105,000 Building $87,600$192,600 (+21.67%) Land $105,000 Building $87,600
2025$2,596.00 (+14.21%)
2023$2,273.00$158,300 Land $95,000 Building $63,300$158,300 Land $95,000 Building $63,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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